700 Worcester St, La Plata, MD 20646 Property Records

Charles County property record for 700 Worcester St, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,720 sqft · built 1954
Lot Size	0.263 acres (11,463 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Oct 2019)
Tax Bill	$13,233 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-004301`

Property Details

APN / Parcel Number

Primary APN	`01-004301`
Alternative APNs	`1004301` `004301`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,720 sqft Living Area
Gross Area	3,110 sqft
1st Floor Area	1,656 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,463 sqft (0.263 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	54 sqft
Deck Area	344 sqft
Greenhouse	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	004301
Street Address	700 WORCESTER ST
City	LA PLATA
State	MD
Zip	20646-3921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 11 WOODS LA PLATA
Legal Subdivision	WOODS LA PLATA
Legal Block	1
Legal Lot Number	11
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	1
Census Block	1004
Census Tract	851003

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	700 WORCESTER ST, LA PLATA, MD 20646-3921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Oct 8, 2019	Correction Deed SOUTHERN MARYLAND TITLE
Aug 5, 2019	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Prior Sale	Aug 5, 2019 · Amount on Record
Deed Book / Page	10815 / 296
Prior Transfer Date	Aug 2, 2019
Prior Transfer Doc	0108150296
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	700 WORCESTER ST, LA PLATA, MD 20646-3921
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 WORCESTER ST, LA PLATA, MD 20646-3921

Mortgage

Document Number	0125230279
Date	Apr 27, 2022
Book Page	12523/279

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2062

October 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHARLES MD
Recording Date	Oct 8, 2019
Property Address	700 WORCESTER ST, LA PLATA, MD 20646-3921
Document Number	0108150296
Book / Page	010815 / 000296
Instrument Date	Aug 2, 2019
Record Updated	Oct 22, 2019
Title Company	SOUTHERN MARYLAND TITLE

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	700 WORCESTER ST LA PLATA MD 206463921, LA PLATA, MD 20646-3921

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Aug 5, 2019
Property Address	700 WORCESTER ST, LA PLATA, MD 20646-3921
Document Number	0107350070
Book / Page	10735 / 070
Map Reference	LB PCM 6 FO 78
Instrument Date	Aug 2, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	SOUTHERN MARYLAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	700 WORCESTER ST, LA PLATA, MD 20646-3921

Mortgage

Document Number	0010735078
Date	Aug 5, 2019
Instrument	10735/078

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,600 (+7.81%) Land $110,100 Building $348,500	$458,600 (-) Land $110,100 Building $348,500
2025	$13,233.00 (+144.02%)	$425,367 (+18.52%)	$458,600 (+27.78%) Land $110,100 Building $348,500
2023	$5,423.00	$358,900 Land $110,100 Building $248,800	$358,900 Land $110,100 Building $248,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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