609 Worcester St, La Plata, MD 20646 Property Records

Charles County property record for 609 Worcester St, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,064 sqft · built 1953
Lot Size	0.272 acres (11,880 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Apr 2023)
Tax Bill	$3,461 (2023)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-002902`

Property Details

APN / Parcel Number

Primary APN	`01-002902`
Alternative APNs	`1002902` `002902`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,064 sqft Total Area
1st Floor Area	1,064 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,880 sqft (0.272 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	002902
Old Parcel Number	1002902
Street Address	609 WORCESTER ST
City	LA PLATA
State	MD
Zip	20646-3936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 6 SEC 1 WOODS LA PLATA
Legal Subdivision	WOODS
Legal Lot Number	6
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	1
Census Block	1004
Census Tract	851003

Owner

Source: Charles County records, as of October 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	609 WORCESTER ST, LA PLATA, MD 20646-3936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Jul 26, 2019	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Jul 26, 2019 · Amount on Record
Deed Document Number	0012893419
Deed Book / Page	12893 / 419
Record Updated	Jun 7, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Apr 3, 2023
Property Address	609 WORCESTER ST, LA PLATA, MD 20646-3936
Document Number	0128930419
Book / Page	12893 / 419
Map Reference	LB 6 FO 78
Instrument Date	Mar 20, 2023
Transaction Type	Transfer
Record Updated	Apr 20, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 WORCESTER ST, LA PLATA, MD 20646-3936

Mortgage

Document Number	0012893427
Date	Apr 3, 2023
Instrument	12893/427

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 26, 2019
Property Address	609 WORCESTER ST, LA PLATA, MD 20646-3936
Document Number	0107210348
Book / Page	10721 / 348
Map Reference	LB 6 FO 78
Instrument Date	Jul 9, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	BAY COUNTY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,717.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	609 WORCESTER ST, LA PLATA, MD 20646-3936

Mortgage

Document Number	10721355
Date	Jul 26, 2019
Instrument	10721/355

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,461.00	$228,400 Land $110,100 Building $118,300	$228,400 Land $110,100 Building $118,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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