702 S Emerson St, Mount Prospect, IL 60056 Property Records

Cook County property record for 702 S Emerson St, Mount Prospect, IL 60056 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,233 sqft · built 1974
Lot Size	0.251 acres (10,920 sqft)
Owner	Individual Name on File
Last Sale	$574,000 (May 2018)
Tax Bill	$14,936 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-12-322-014`

Property Details

APN / Parcel Number

Primary APN	`08-12-322-014`
Alternative APN	`08-12-322-014-0000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,233 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1975
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,920 sqft (0.251 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	702 S EMERSON ST
City	MOUNT PROSPECT
State	IL
Zip	60056-3848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOUIS (MUNAOS)(2ND) ADD TO MOUNT (PROSPECT) SUB IN SW SEC 12-41-11
Legal Range	11E
Legal Township	41N
Legal Section	12
Legal Subdivision	MUNAOS 2ND ADD TO MOUNT PROSPECT
Legal Lot Number	14
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	6
Census Block	6014
Census Tract	804901

Owner

Source: Cook County records · APN 08-12-322-014

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	702 S EMERSON ST, MOUNT PROSPECT, IL 60056-3848
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 14, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG
Feb 07, 2020	Deed of Trust, Mortgage · Conventional with PMI US BK
May 29, 2018	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	Oct 28, 1996 · Amount on Record
Deed Document Number	20186059
Prior Transfer Date	Mar 13, 2008
Prior Transfer Doc	0000055068
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	702 S EMERSON ST, MOUNT PROSPECT, IL 60056-3848
Transaction Type	Mortgage
Record Updated	Apr 02, 2026
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003412025
Date	Feb 03, 2021
Instrument	2103412025

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	702 S EMERSON ST, MOUNT PROSPECT, IL 60056-3848
Document Number	2020634153
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	702 S EMERSON ST MOUNT PROSPECT IL 600563848, MOUNT PROSPECT, IL 60056-3848

Mortgage

Document Number	2020634153
Date	Jul 24, 2020
Instrument	20634153

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	702 S EMERSON ST, MOUNT PROSPECT, IL 60056-3848
Document Number	2004925051
Instrument Date	Feb 07, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	702 S EMERSON ST MOUNT PROSPECT IL 600563848, MOUNT PROSPECT, IL 60056-3848

Mortgage

Document Number	2004925051
Date	Feb 18, 2020
Instrument	4925051

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

Interest

Rate	3.62%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 29, 2018
Property Address	702 S EMERSON ST, MOUNT PROSPECT, IL 60056-3848
Document Number	1814906059
Instrument Date	Apr 19, 2018
Instrument	14906059
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$574.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	702 S EMERSON ST MOUNT PROSPECT IL 600563848, MOUNT PROSPECT, IL 60056-3848

Mortgage

Document Number	1814906060
Date	May 29, 2018
Instrument	14906060

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Mount Prospect Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Mount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,000 (+19.43%) Land $13,104 Building $54,896	$680,000 (+19.43%) Land $131,040 Building $548,960
2023	$14,936.00 (+4.21%)
2022	$14,333.00 Homeowner's exemption	$56,935 Land $10,920 Building $46,015	$569,350 Land $109,200 Building $460,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318049016, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1987–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2013, rainfall accumulation, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms And Flooding, Aug 2007 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 488 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Everywhere Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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