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609 S Emerson St, Mount Prospect, IL 60056 Property Records

Cook County property record for 609 S Emerson St, Mount Prospect, IL 60056

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,184 sqft · built 1954
Lot Size0.27 acres (11,756 sqft)
OwnerIndividual Name on File
Last Sale$329,000 (Oct 2020)
Tax Bill$7,990 (2023)
Deeds & MortgagesOct 2020 Sale & Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN08-12-315-011

Property Details

APN / Parcel Number

Primary APN08-12-315-011
Alternative APN
  • 08-12-315-011-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,184 sqft Living Area
1st Floor Area1,184 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1955
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,756 sqft (0.27 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address609 S EMERSON ST
CityMOUNT PROSPECT
StateIL
Zip60056-3837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(ELLENDALE) SUB IN SW SEC 12-41-11
Legal Range11E
Legal Township41N
Legal Section12
Legal SubdivisionELLENDALE SUB
Legal Lot Number55
JurisdictionCOOK IL
Township / Civil DivisionELK GROVE
Census Block Group4
Census Block4007
Census Tract804901

Owner

Source: Cook County records · APN 08-12-315-011

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address609 S EMERSON ST, MOUNT PROSPECT, IL 60056-3837
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2020Warranty Deed, Transfer · Conventional with PMI
FEDERAL SVGS BK
Aug 31, 2017Deed of Trust, Mortgage · Conventional with PMI
A&N MTG SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 29, 2020 · Amount on Record
Deed SaleOct 29, 2020 · Amount on Record
Prior SaleJun 06, 1994 · Amount on Record
Deed Document Number20207232
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateOct 29, 2020
Property Address609 S EMERSON ST, MOUNT PROSPECT, IL 60056-3837
Document Number2030307232
Instrument DateAug 25, 2020
Instrument30307232
Transaction TypeTransfer
Record UpdatedNov 12, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$329.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address609 S EMERSON ST MOUNT PROSPECT IL 600563837, MOUNT PROSPECT, IL 60056-3837

Mortgage

Document Number2030307234
DateOct 29, 2020
Instrument30307234
Lender
NameFEDERAL SVGS BK
TypeFederal Savings Bank
AddressCHICAGO, IL 60607
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 28, 2050
Interest
Rate TypeFixed Rate
Rate2.5%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address609 S EMERSON ST, MOUNT PROSPECT, IL 60056-3837
Document Number1725118056
Instrument DateAug 31, 2017
Transaction TypeMortgage
Record UpdatedSep 19, 2017
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 S EMERSON ST MOUNT PROSPECT IL 600563837, MOUNT PROSPECT, IL 60056-3837

Mortgage

Document Number1725118056
DateSep 08, 2017
Instrument25118056
Lender
NameA&N MTG SVCS
TypeMortgage Company
AddressCHICAGO, IL 60642
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueSep 07, 2037
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionElk Grove Township
MunicipalityMount Prospect Village
Secondary School DistrictTownship High School District 214 (09 - 12)
Elementary School DistrictMount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$35,000 (+9.38%) Land $14,107 Building $20,893$350,000 (+9.38%) Land $141,070 Building $208,930
2023$7,990.00 (-6.77%)
2022$8,570.00 Homeowner's exemption Senior Citizen's exemption$32,000 Land $11,756 Building $20,244$320,000 Land $117,560 Building $202,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Radiate Holdings
Cable		1,500 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: Everywhere Wireless.

Based on FCC filings for 488 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMOUNT PROSPECT
serves 41,000 people
Water SourcePurchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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