Cook County property record for 606 S Emerson St, Mount Prospect, IL 60056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,526 sqft · built 1954 |
| Lot Size | 0.269 acres (11,700 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,644 (2023) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-12-320-010 |
| Primary APN | 08-12-320-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,526 sqft Living Area |
| 1st Floor Area | 1,526 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,700 sqft (0.269 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 606 S EMERSON ST |
|---|---|
| City | MOUNT PROSPECT |
| State | IL |
| Zip | 60056-3838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (COUNCIL)(TRAIL)(ESTATES) SUB OF PT OF SW SEC 12-41-11 |
| Legal Range | 11E |
| Legal Township | 41N |
| Legal Section | 12 |
| Legal Subdivision | COUNCIL TRAIL ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | COOK IL |
| Township / Civil Division | ELK GROVE |
| Census Block Group | 6 |
| Census Block | 6008 |
| Census Tract | 804901 |
Source: Cook County records · APN 08-12-320-010
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 606 S EMERSON ST, MOUNT PROSPECT, IL 60056-3838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MTG |
| Aug 01, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 22, 2026 |
| Property Address | 606 S EMERSON ST, MOUNT PROSPECT, IL 60056-3838 |
| Document Number | 0000024633 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202624633 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 606 S EMERSON ST, MOUNT PROSPECT, IL 60056-3838 |
| Document Number | 0000024633, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 202624633 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 606 S EMERSON ST, MOUNT PROSPECT, IL 60056-3838 |
| Document Number | 2030020376 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2020 |
| Title Company | SNP TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 606 S EMERSON ST MOUNT PROSPECT IL 600563838, MOUNT PROSPECT, IL 60056-3838 |
| Document Number | 2030020376 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 30020376 |
| Name | CHERRY CREEK MTG |
|---|---|
| Type | Mortgage Company |
| Address | GREENWOOD VILLAGE, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2050 |
| Rate | 2.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 606 S EMERSON ST, MOUNT PROSPECT, IL 60056-3838 |
| Document Number | 1926349316 |
| Instrument Date | Aug 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 606 S EMERSON ST MOUNT PROSPECT IL 600563838, MOUNT PROSPECT, IL 60056-3838 |
| Document Number | 1926349316 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 26349316 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Elk Grove Township |
| Municipality | Mount Prospect Village |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Mount Prospect School District 57 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,000 (+8.11%) Land $14,040 Building $25,960 | $400,000 (+8.11%) Land $140,400 Building $259,600 | |
| 2023 | $8,644.00 (-3.88%) | ||
| 2022 | $8,993.00 Homeowner's exemption | $37,000 Land $11,700 Building $25,300 | $370,000 Land $117,000 Building $253,000 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1987–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Everywhere Wireless.
Based on FCC filings for 488 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MOUNT PROSPECT serves 41,000 people |
|---|---|
| Water Source | Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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