702 N Mill St, Festus, MO 63028 Property Records

Jefferson County property record for 702 N Mill St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,604 sqft · built 1929
Lot Size	0.384 acres (16,725 sqft)
Owner	2 Individual Names on File
Last Sale	$100,900 (Sep 2019)
Tax Bill	$1,383 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`193.006.01015019`

Property Details

APN / Parcel Number

Primary APN	`193.006.01015019`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,604 sqft Living Area
1st Floor Area	1,604 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	16,725 sqft (0.384 acres)
Lot Dimensions	156 ft deep x 50 ft wide
Garage Area	576 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	302 sqft
Deck Area	Deck Area
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	702 N MILL ST
City	FESTUS
State	MO
Zip	63028-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	WM WARNE ADD LOTS 7 & 8
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	WM WARNE ADD
Legal Block	3
Legal Lot Number	7,8
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	3
Census Block	3010
Census Tract	700801

Owner

702 N Mill St is owned and occupied by two individuals who bought it in September 2019.

Source: Jefferson County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	702 N MILL ST, FESTUS, MO 63028-1421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
Nov 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 5, 2019	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2019 · Amount on File
Deed Sale	Sep 5, 2019 · Amount on File
Deed Document Number	201926677
Prior Transfer Date	Jul 16, 2001
Prior Transfer Doc	1100001429
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Sep 1, 2026
Property Address	702 N MILL ST, FESTUS, MO 63028-1421
Document Number	0000024198
Instrument Date	Aug 21, 2026
Instrument	202624198
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 N MILL ST, FESTUS, MO 63028-1421

Mortgage

Document Number	0000024198,
Date	Sep 1, 2026
Instrument	202624198

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	702 N MILL ST, FESTUS, MO 63028-1421
Transaction Type	Mortgage
Record Updated	Nov 30, 2023
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 N MILL ST, FESTUS, MO 63028-1421

Mortgage

Document Number	0000028803
Date	Nov 17, 2023
Instrument	2023R-028803

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 5, 2019
Property Address	702 N MILL ST, FESTUS, MO 63028-1421
Document Number	0000026677
Instrument Date	Aug 27, 2019
Instrument	26677
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	702 N MILL ST FESTUS MO 630281421, FESTUS, MO 63028-1421

Mortgage

Document Number	26678
Date	Sep 5, 2019
Instrument	26678

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 702 N Mill St was $1,383, up 98.7% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,200 (-) Land $1,500 Building $23,700	$132,700 (-) Land $8,100 Building $124,600
2025	$1,383.00 (+98.71%)	$25,200 Land $1,500 Building $23,700	$132,700 (-) Land $8,100 Building $124,600
2024	$696.00 (+0.58%)		$132,700 (+104.15%) Land $8,100 Building $124,600
2023	$692.00	$12,300 Land $1,500 Building $10,800	$65,000 Land $8,100 Building $56,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 702 N Mill St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 702 N Mill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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