701 N Mill St, Festus, MO 63028 Property Records

Jefferson County property record for 701 N Mill St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,112 sqft · built 1913
Lot Size	0.232 acres (10,089 sqft)
Owner	Individual Name on File
Last Sale	$226,100 (Jan 2024)
Tax Bill	$1,064 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`193.006.01019009`

Property Details

APN / Parcel Number

Primary APN	`193.006.01019009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,089 sqft (0.232 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	294 sqft
Porch	Enclosed Frame Porch
Porch Area	329 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	701 N MILL ST
City	FESTUS
State	MO
Zip	63028-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	PARK HILL ADD LOT 9 BLOCK 3
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	PARK HILL ADD
Legal Block	3
Legal Lot Number	9
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	5
Census Block	5000
Census Tract	700801

Owner

701 N Mill St is owned and occupied by an individual who bought it in January 2024.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	701 N MILL ST, FESTUS, MO 63028-1420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Jul 14, 2022	Warranty Deed, Transfer · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK CENTRE
Jul 10, 2020	Quit Claim Deed, Transfer · FHA Mortgage MIDWEST BANKCENTRE
Mar 20, 2018	Warranty Deed, Transfer HILLSBORO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2024 · Amount on File
Deed Sale	Jan 18, 2024 · Amount on File
Prior Sale	Jul 14, 2022 · Amount on File
Deed Document Number	20241253
Prior Transfer Date	Jan 12, 2024
Prior Transfer Doc	0000001253
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Jan 18, 2024
Property Address	701 N MILL ST, FESTUS, MO 63028-1420
Document Number	0000001253
Map Reference	MB 3 PG 41
Instrument Date	Jan 12, 2024
Instrument	2024R-001253
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 N MILL ST, FESTUS, MO 63028-1420

Mortgage

Document Number	0000001254
Date	Jan 18, 2024
Instrument	2024R-001254

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	5-Year CMT
Max Rate	12.2%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 14, 2022
Property Address	701 N MILL ST, FESTUS, MO 63028-1420
Document Number	0000023345
Map Reference	MB 3 PG 41
Instrument Date	Jul 11, 2022
Instrument	2022R-023345
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10174 DUSTY RD, 10174, CADET, MO 63630-8267

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	701 N MILL ST, FESTUS, MO 63028-1420

Mortgage

Document Number	0000023346
Date	Jul 14, 2022
Instrument	2022R-023346

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	701 N MILL ST, FESTUS, MO 63028-1420
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R028644
Date	Jul 1, 2021
Instrument	2021R-028644

Lender

Name	MIDWEST BANK CENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 10, 2020
Property Address	701 N MILL ST, FESTUS, MO 63028-1420
Document Number	0000024389
Instrument Date	Jun 25, 2020
Instrument	24389
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 N MILL ST FESTUS MO 630281420, FESTUS, MO 63028-1420

Mortgage

Document Number	24390
Date	Jul 10, 2020
Instrument	24390

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 20, 2018
Property Address	701 N MILL ST, FESTUS, MO 63028-1420
Document Number	0000008279
Instrument Date	Mar 12, 2018
Instrument	8279
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	HILLSBORO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11463 RIVER HILLS RD FESTUS MO 630283739, FESTUS, MO 63028-3739

Tax Assessment & Valuation

The 2025 property tax bill for 701 N Mill St was $1,064, up 4.4% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,400 (-) Land $1,500 Building $17,900	$102,200 (-) Land $8,100 Building $94,100
2025	$1,064.00 (+4.42%)	$19,400 Land $1,500 Building $17,900	$102,200 (-) Land $8,100 Building $94,100
2024	$1,019.00 (+0.49%)		$102,200 (+7.92%) Land $8,100 Building $94,100
2023	$1,014.00	$18,000 Land $1,500 Building $16,500	$94,700 Land $8,100 Building $86,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 701 N Mill St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1986–2009)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 701 N Mill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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