702 Millard St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 702 Millard St, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,144 sqft · built 1956
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Jan 2023)
Tax Bill$3,633 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051-320-081-00

Property Details

APN / Parcel Number

Primary APN051-320-081-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,144 sqft Living Area
1st Floor Area1,144 sqft
Basement Area1,144 sqft
Unfinished Basement1,435 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions139 ft deep x 100 ft wide
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address702 MILLARD ST
CityTHREE RIVERS
StateMI
Zip49093-2181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOTS 242-243-244-245 FAIRBANKS ADD. CITY OF THREE RIVERS.
Legal SubdivisionCITY OF THREE RIVERS
Legal Lot Number242-245
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group1
Census Block1049
Census Tract40300

Owner

702 Millard St is owned and occupied by an individual who bought it in January 2023.

Source: St. Joseph County records, as of July 24, 2026

Owner of RecordIndividual Name on File
Mailing Address702 MILLARD ST, THREE RIVERS, MI 49093-2181
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2023Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC
Aug 24, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2023 · Amount on File
Deed SaleJan 3, 2023 · Amount on File
Prior SaleAug 24, 2018 · Amount on File
Deed Document Number202320
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateJan 3, 2023
Property Address702 MILLARD ST, THREE RIVERS, MI 49093-2181
Document Number2023000020
Map ReferenceLB 2 PG 5
Instrument DateDec 22, 2022
Instrument2023000020
Transaction TypeTransfer
Record UpdatedJan 17, 2023
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,237.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address702 MILLARD ST, THREE RIVERS, MI 49093-2181

Transferred To (Grantee/Buyer)

NameVerified Name
Address702 MILLARD ST, THREE RIVERS, MI 49093-2181

Mortgage

DateJan 3, 2023
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2053

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateAug 24, 2018
Property Address702 MILLARD ST, THREE RIVERS, MI 49093-2181
Document Number01928/0433
Book / Page1928 / 0433
Map ReferenceLB2 PG5
Instrument DateAug 21, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,066.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address702 MILLARD ST, 702, THREE RIVERS, MI 49093-2181

Transferred To (Grantee/Buyer)

NameVerified Name
Address702 MILLARD ST, THREE RIVERS, MI 49093-2181

Mortgage

Document Number0001928435
DateAug 24, 2018
Instrument1928/435
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 702 Millard St was $3,633 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$100,600 Land $6,300 Building $94,300$201,200 Land $12,600 Building $188,600
2025$3,633.00 Homeowner's exemption
2023$74,000 Land $4,000 Building $70,000$148,000 Land $8,000 Building $140,000
2022$2,188.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 702 Millard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 Millard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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