St. Joseph County property record for 719 Millard St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,280 sqft · built 1946 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,900 (Dec 2018) |
| Tax Bill | $1,276 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-365-092-00 |
| Primary APN | 051-365-092-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 1,280 sqft |
| Unfinished Basement | 1,281 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Ranch |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 161 ft deep x 78 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 719 MILLARD ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | COM SE COR BLK 12 YAUNEY'S ADD TH W 251.4 FT TO POB TH N 161 FT TH W 78 FT TH S 161 FT TH E 78 FT TO POB. YAUNEY'S ADD CITY O |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 12 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 40300 |
719 Millard St is owned and occupied by an individual who bought it in December 2018.
Source: St. Joseph County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 719 MILLARD ST, THREE RIVERS, MI 49093-2182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · Line of Credit PENNYMAC LOAN SERVICES LLC |
| Dec 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 4, 2018 | Warranty Deed, Transfer · FHA Mortgage BBMC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2018 · Amount on File |
| Deed Sale | Dec 4, 2018 · Amount on File |
| Prior Sale | Nov 4, 2014 · Amount on File |
| Deed Book / Page | 1941 / 419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 719 MILLARD ST, THREE RIVERS, MI 49093-2182 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 719 MILLARD ST, THREE RIVERS, MI 49093-2182 |
| Document Number | 2025008005 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025008005 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 315 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 719 MILLARD ST, THREE RIVERS, MI 49093-2182 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 719 MILLARD ST, THREE RIVERS, MI 49093-2182 |
| Document Number | 2021012756 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021012756 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Dec 4, 2018 |
| Property Address | 719 MILLARD ST, THREE RIVERS, MI 49093-2182 |
| Document Number | 01941/0419 |
| Book / Page | 1941 / 0419 |
| Instrument Date | Nov 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | PATRICK ABSTRACT AND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $997.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 719 MILLARD ST, 719, THREE RIVERS, MI 49093-2182 |
| Name | Verified Name |
|---|---|
| Address | 502 7TH ST, THREE RIVERS, MI 49093-1603 |
| Document Number | 0001941420 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 1941/420 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 719 Millard St was $1,276 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,800 | $171,600 | |
| 2025 | $1,276.00 Homeowner's exemption | ||
| 2023 | $62,900 Land $3,100 Building $59,800 | $125,800 Land $6,200 Building $119,600 | |
| 2022 | $1,708.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 719 Millard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 719 Millard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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