St. Joseph County property record for 612 Millard St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 972 sqft · built 1950 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Nov 2025) |
| Tax Bill | $1,670 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jul 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-320-079-00 |
| Primary APN | 051-320-079-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 972 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Basement Area | 972 sqft |
| Unfinished Basement | 972 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 139 ft deep x 60 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 612 MILLARD ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOTS 237-238 & W 10 FT OF LOT 86 FAIRBANKS ADD. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Lot Number | 237-238 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 40300 |
Source: St. Joseph County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13449 BLISS RD, MARCELLUS, MI 49067-9318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2025 | Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC |
| Jul 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Dec 6, 2021 | Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| Dec 11, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on Record |
| Deed Sale | Nov 26, 2025 · Amount on Record |
| Prior Sale | Jul 27, 2023 · Amount on Record |
| Deed Document Number | 20259332 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 26, 2025 |
| Property Address | 612 MILLARD ST, THREE RIVERS, MI 49093-2145 |
| Document Number | 2025009332 |
| Map Reference | LB 2 PG 5 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025009332 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | OAK TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 612 MILLARD ST, THREE RIVERS, MI 49093-2145 |
| Name | Verified Name |
|---|---|
| Address | 13449 BLISS RD, MARCELLUS, MI 49067-9318 |
| Document Number | 2025009333 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025009333 |
| Name | GVC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 27, 2023 |
| Property Address | 612 MILLARD ST, THREE RIVERS, MI 49093-2145 |
| Document Number | 2023005379 |
| Map Reference | LB 2 PG 5 |
| Instrument Date | Jul 25, 2023 |
| Instrument | 2023005379 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Title Company | CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 612 MILLARD ST, THREE RIVERS, MI 49093-2145 |
| Name | Verified Name |
|---|---|
| Address | 2991 DANFORD CREEK DR # 38, 38, KALAMAZOO, MI 49009-2099 |
| Document Number | 2023005380 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 2023005380 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Number | 2023005381 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 2023005381 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Dec 6, 2021 |
| Property Address | 612 MILLARD ST, THREE RIVERS, MI 49093-2145 |
| Document Number | 2021012258 |
| Map Reference | LB 2 PG 5 |
| Instrument Date | Nov 2, 2021 |
| Instrument | 2021012258 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1400 N DRAKE RD APT 261, 1400, KALAMAZOO, MI 49006-3919 |
| Name | Verified Name |
|---|---|
| Address | 612 MILLARD ST, THREE RIVERS, MI 49093-2145 |
| Date | Dec 6, 2021 |
|---|
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Dec 11, 2017 |
| Property Address | 612 MILLARD ST, THREE RIVERS, MI 49093-2145 |
| Document Number | 1896/0602 |
| Book / Page | 1896 / 0602 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 1896-0602 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 612 MILLARD ST, 612, THREE RIVERS, MI 49093-2145 |
| Name | Verified Name |
|---|---|
| Address | 26520 8TH AVE, GOBLES, MI 49055-9141 |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,600 (+28.35%) | $151,200 (+28.35%) | |
| 2025 | $1,670.00 (-32.22%) Homeowner's exemption | $58,900 (+31.77%) Land $3,700 Building $55,200 | $117,800 (+31.77%) Land $7,400 Building $110,400 |
| 2024 | $2,464.00 (+37.88%) | ||
| 2023 | $44,700 Land $2,400 Building $42,300 | $89,400 Land $4,800 Building $84,600 | |
| 2022 | $1,787.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2008–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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