702 Main St W, Locust, NC 28097 Property Records

Stanly County property record for 702 Main St W, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,554 sqft · built 1945
Lot Size	2.08 acres (90,605 sqft)
Owner	Company Name on File
Last Sale	$290,000 (Jun 2024)
Tax Bill	$3,058 (2026)
Deeds & Mortgages	Jun 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`557503117690`

Property Details

APN / Parcel Number

Primary APN	`557503117690`
Alternative APNs	`1547742` `33537` `34875`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,554 sqft Finished Area
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	90,605 sqft (2.08 acres)
Porch	Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1547742
Street Address	702 MAIN ST W
City	LOCUST
State	NC
Zip	28097-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HC
Legal Description	HSE 702 W MAIN ST 557503198
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	1
Census Block	1013
Census Tract	930801

Owner

702 Main St W is owned by a company that bought it in June 2024.

Source: Stanly County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	907 MAIN ST W, LOCUST, NC 28097-9720
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2024 · Amount on File
Deed Sale	Jun 14, 2024 · Amount on File
Prior Sale	Jan 1, 2010
Deed Document Number	2024468917
Deed Book / Page	1855 / 1011
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jun 14, 2024
Property Address	702 MAIN ST W, LOCUST, NC 28097-9714
Document Number	0000468917
Book / Page	1855 / 1011
Instrument Date	Jun 14, 2024
Instrument	468917
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 BETHEL CHURCH RD, OAKBORO, NC 28129-9411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 MAIN ST W, LOCUST, NC 28097-9720

Mortgage

Document Number	0000468918
Date	Jun 14, 2024
Instrument	468918

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 14, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 702 Main St W was $3,058.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,058.00	$332,400 (-) Land $332,400	$332,400 (-) Land $332,400
2025	$3,058.00	$332,400 Land $332,400	$332,400 Land $332,400
2023	$1,269.00	$130,042 (-) Land $43,060 Building $86,982	$130,042 (-) Land $43,060 Building $86,982
2022	$1,269.00	$130,042 Land $43,060 Building $86,982	$130,042 Land $43,060 Building $86,982

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 702 Main St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 Main St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20