Stanly County property record for 712 Main St W, Locust, NC 28097
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2 bd · 1 ba · 1,064 sqft · built 1930 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Company Name on File |
| Last Sale | $399,000 (May 2022) |
| Tax Bill | $3,574 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 557503118207 |
| Primary APN | 557503118207 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,064 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Area | 240 sqft |
| Porch | Porch |
| Porch Area | 94 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 1539378 |
|---|---|
| Street Address | 712 MAIN ST W |
| City | LOCUST |
| State | NC |
| Zip | 28097-9714 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | HC |
| Legal Description | HSE 712 W MAIN ST DBA STANLY WELLNESS CTR 557503215 |
| Legal Subdivision | SURVEY FOR HOMETOWN PROPERTY LLC |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 930801 |
712 Main St W, a commercial property, is owned by a company that bought it in May 2022.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 712 MAIN ST W, LOCUST, NC 28097-9714 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2022 | Warranty Deed, Transfer · Commercial Mortgage UWHARRIE MORTGAGE INC |
| May 16, 2022 | Lease, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on File |
| Deed Sale | May 16, 2022 · Amount on File |
| Prior Sale | Jul 27, 2006 · Amount on File |
| Deed Document Number | 2022446964 |
| Deed Book / Page | 1786 / 464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 16, 2022 |
| Property Address | 712 MAIN ST W, LOCUST, NC 28097-9714 |
| Document Number | 0000446964 |
| Book / Page | 1786 / 464 |
| Instrument Date | May 16, 2022 |
| Instrument | 446964 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $798.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 318 SPRINGVIEW DR, 318, LOCUST, NC 28097-7281 |
| Name | Verified Name |
|---|---|
| Address | 712 MAIN ST W, LOCUST, NC 28097-9714 |
| Document Number | 0000446965 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 446965 |
| Name | UWHARRIE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 16, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 0000446967 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 1786/486 |
| Instrument | 446967 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | LOCUST, NC 28097 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Nov 16, 2022 |
| Document Type | Lease |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 16, 2022 |
| Property Address | 712 MAIN ST W, LOCUST, NC 28097-9714 |
| Document Number | 0000446970 |
| Book / Page | 1786 / 512 |
| Instrument Date | May 16, 2022 |
| Instrument | 446970 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 712 Main St W was $3,574.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,574.00 | $388,499 Land $290,460 Building $98,039 | $388,499 Land $290,460 Building $98,039 |
| 2023 | $2,953.00 | $270,973 Land $213,004 Building $57,969 | $270,973 Land $213,004 Building $57,969 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 712 Main St W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 712 Main St W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures