702 Kentshire Cir, Elgin, IL 60124 Property Records

Kane County property record for 702 Kentshire Cir, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$494,500 (Mar 2022)
Tax Bill$12,672 (2025)
Deeds & MortgagesSep 2023 Second Mortgage
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-12-279-013

Property Details

APN / Parcel Number

Primary APN05-12-279-013

Exterior

Lot Area12,197 sqft (0.28 acres)

Location & Zoning

Street Address702 KENTSHIRE CIR
CityELGIN
StateIL
Zip60124-5709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND WOODS NEIGHBORHOOD B LT 556
Legal SubdivisionHIGHLAND WOODS
Legal Block2
Legal Lot Number556
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group2
Census Block2067
Census Tract850711

Owner

702 Kentshire Cir is owned and occupied by an individual who bought it in March 2022.

Source: Kane County records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address702 KENTSHIRE CIR, ELGIN, IL 60124-5709
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GOLDEN OIL LLC ETAL
Mar 10, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Apr 9, 2021Special Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2022 · Amount on File
Deed SaleMar 10, 2022 · Amount on File
Prior SaleApr 9, 2021 · Amount on File
Deed Document Number202213660
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address702 KENTSHIRE CIR, ELGIN, IL 60124-5709
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address702 KENTSHIRE CIR, ELGIN, IL 60124-5709

Mortgage

Document Number0000032768
DateSep 20, 2023
Instrument2023K032768
Lender
NameGOLDEN OIL LLC ETAL
TypeNon-Lending Institution
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

March 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 10, 2022
Property Address702 KENTSHIRE CIR, ELGIN, IL 60124-5709
Document Number0000013660
Map ReferenceDOC 2007K045597
Instrument DateMar 3, 2022
Instrument2022K013660
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 29, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$494.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1750 E GOLF RD # RD900, RD900, SCHAUMBURG, IL 60173-5835

Transferred To (Grantee/Buyer)

NameVerified Name
Address702 KENTSHIRE CIR, ELGIN, IL 60124-5709

Mortgage

Document Number0000013661
DateMar 10, 2022
Instrument2022K013661
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052
Interest
Rate TypeFixed Rate
Rate4.12%

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateApr 9, 2021
Property Address702 KENTSHIRE CIR, ELGIN, IL 60124-5709
Document Number0000027843
Map ReferenceDOC 2007K045597
Instrument DateMar 30, 2021
Instrument2021K027843
Transaction TypeTransfer
Record UpdatedAug 29, 2023

Transaction

AmountAmount on Record
Tax$1,710.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address750 BUNKER CT STE 500, 500, VERNON HILLS, IL 60061-1865

Tax Assessment & Valuation

The 2025 property tax bill for 702 Kentshire Cir was $12,672 with a homeowner's exemption.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,672.00 Homeowner's exemption
2024$184,333 Land $27,638 Building $156,695$553,220 Land $82,947 Building $470,273
2022$11,826.00 Homeowner's exemption$129,936 (+88,897.26%) Land $24,917 Building $105,019$389,808 (+88,897.26%) Land $74,751 Building $315,057
2021$146 Land $146$438 Land $438

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 702 Kentshire Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 702 Kentshire Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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