707 Kentshire Cir, Elgin, IL 60124 Property Records

Kane County property record for 707 Kentshire Cir, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Last Sale$493,000 (Aug 2025)
Tax Bill$10,283 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Apr 2021 Sale
Flood ZoneZone X (minimal risk)
APN05-12-280-005

Property Details

APN / Parcel Number

Primary APN05-12-280-005

Exterior

Lot Area13,504 sqft (0.31 acres)

Location & Zoning

Street Address707 KENTSHIRE CIR
CityELGIN
StateIL
Zip60124-5709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND WOODS NEIGHBORHOOD B LT 608
Legal SubdivisionHIGHLAND WOODS
Legal Block2
Legal Lot Number608
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group2
Census Block2064
Census Tract850711

Owner

707 Kentshire Cir is owned and occupied by an individual who bought it in August 2025.

Source: Kane County records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address707 KENTSHIRE CIR, ELGIN, IL 60124-5709
OccupancyOwner Occupied
Owner TypeIndividual
VestingWidow or Widower

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Apr 9, 2021Special Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2025 · Amount on File
Deed SaleAug 7, 2025 · Amount on File
Prior SaleAug 10, 2022 · Amount on File
Deed Document Number202529821
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 10, 2022
Property Address707 KENTSHIRE CIR, ELGIN, IL 60124-5709
Document Number0000040515
Map ReferenceDOC 2007K045597
Instrument DateJul 1, 2022
Instrument2022K040515
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 29, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$424.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1750 E GOLF RD # RD900, RD900, SCHAUMBURG, IL 60173-5835

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address681 E KIRBY ST APT 47, 47, DETROIT, MI 48202-4190

Mortgage

Document Number0000040516
DateAug 10, 2022
Instrument2022K040516
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052
Interest
Rate TypeFixed Rate
Rate4.99%

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateApr 9, 2021
Property Address707 KENTSHIRE CIR, ELGIN, IL 60124-5709
Document Number0000027843
Map ReferenceDOC 2007K045597
Instrument DateMar 30, 2021
Instrument2021K027843
Transaction TypeTransfer
Record UpdatedAug 29, 2023

Transaction

AmountAmount on Record
Tax$1,710.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address750 BUNKER CT STE 500, 500, VERNON HILLS, IL 60061-1865

Tax Assessment & Valuation

The 2025 property tax bill for 707 Kentshire Cir was $10,283.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,283.00
2024$146,355 Land $27,638 Building $118,717$439,241 Land $82,947 Building $356,294
2022$6,357.00 Homeowner's exemption$69,679 (+47,625.34%) Land $24,917 Building $44,762$209,037 (+47,625.34%) Land $74,751 Building $134,286
2021$146 Land $146$438 Land $438

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 707 Kentshire Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 Kentshire Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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