Kane County property record for 696 Kentshire Cir, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | built 2022 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Apr 2026) |
| Tax Bill | $11,843 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-12-279-007 |
| Primary APN | 05-12-279-007 |
|---|
| Year Built | Built 2022 |
|---|---|
| Lot Area | 10,019 sqft (0.23 acres) |
| Street Address | 696 KENTSHIRE CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-5708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND WOODS NEIGHBORHOOD B LT 555 |
| Legal Subdivision | HIGHLAND WOODS |
| Legal Block | 2 |
| Legal Lot Number | 555 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 850711 |
696 Kentshire Cir is owned by two individuals who bought it in April 2026.
Source: Kane County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 424 ACUSHNET ST, ELGIN, IL 60124-3836 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Apr 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 10, 2022 | Warranty Deed, Subdivision Related Transfer |
| Feb 25, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Apr 9, 2021 | Special Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on File |
| Deed Sale | Apr 10, 2026 · Amount on File |
| Prior Sale | Mar 10, 2022 · Amount on File |
| Deed Document Number | 202614496 |
| Prior Transfer Date | Feb 22, 2022 |
| Prior Transfer Doc | 0000013620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 696 KENTSHIRE CIR, ELGIN, IL 60124-5708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000021890 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 2022K021890 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 10, 2026 |
| Property Address | 696 KENTSHIRE CIR, ELGIN, IL 60124-5708 |
| Document Number | 0000014496 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 202614496 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80,295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 424 ACUSHNET ST, ELGIN, IL 60124-3836 |
| Document Number | 0000014497, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 202614497 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 10, 2022 |
| Property Address | 696 KENTSHIRE CIR, ELGIN, IL 60124-5708 |
| Document Number | 0000013620 |
| Map Reference | DOC 2007R045597 |
| Instrument Date | Mar 1, 2022 |
| Instrument | 2022K013620 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1750 E GOLF RD # RD900, RD900, SCHAUMBURG, IL 60173-5835 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1914 HUDSON CT, OLDSMAR, FL 34677-2628 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 25, 2022 |
| Property Address | 696 KENTSHIRE CIR, ELGIN, IL 60124-5708 |
| Document Number | 0000011012 |
| Map Reference | DOC 2007K045597 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022K011012 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $441.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1750 E GOLF RD # RD900, RD900, SCHAUMBURG, IL 60173-5835 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 696 KENTSHIRE CIR, ELGIN, IL 60124-5708 |
| Document Number | 0000011013 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022K011013 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 9, 2021 |
| Property Address | 696 KENTSHIRE CIR, ELGIN, IL 60124-5708 |
| Document Number | 0000027843 |
| Map Reference | DOC 2007K045597 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 2021K027843 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,710.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 750 BUNKER CT STE 500, 500, VERNON HILLS, IL 60061-1865 |
The 2025 property tax bill for 696 Kentshire Cir was $11,843, down 14% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,843.00 (-14.02%) Homeowner's exemption | $163,590 (-3.03%) Land $29,791 Building $133,799 | $490,966 (-3.03%) Land $89,409 Building $401,558 |
| 2024 | $13,774.00 | $168,694 Land $27,638 Building $141,056 | $506,285 Land $82,947 Building $423,337 |
| 2022 | $10,580.00 Homeowner's exemption | $116,449 (+79,659.59%) Land $24,917 Building $91,532 | $349,347 (+79,659.59%) Land $74,751 Building $274,596 |
| 2021 | $146 Land $146 | $438 Land $438 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 696 Kentshire Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 696 Kentshire Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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