702 E Soper St, Winnebago, IL 61088 Property Records

Winnebago County property record for 702 E Soper St, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,352 sqft · built 1986
Lot Size	0.713 acres (31,050 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Dec 2014)
Tax Bill	$5,277 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`513C560`

Property Details

APN / Parcel Number

Primary APN	`513C560`
Alternative APN	`1409327012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,352 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Finished Basement	1,176 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Construction Type	Frame
Lot Area	31,050 sqft (0.713 acres)
Lot Dimensions	345 ft deep x 90 ft wide
Garage Area	1,178 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	513C560
Street Address	702 E SOPER ST
City	WINNEBAGO
State	IL
Zip	61088-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTFIELD HEIGHTS BNG REPLAT PT OF BLKS 58 & 59 OF CANAL TRUSTEES ADDN PT SW1/4 SEC 9-26-11 LOT 010
Legal Range	11
Legal Township	26
Legal Section	9
Legal Subdivision	CANAL TRUSTEES ADDN
Legal Block	58,59
Legal Lot Number	10
Jurisdiction	WINNEBAGO IL
Township / Civil Division	WINNEBAGO
Census Block Group	2
Census Block	2014
Census Tract	4200

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	702 E SOPER ST, WINNEBAGO, IL 61088-9691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2014 · Amount on Record
Deed Sale	Dec 9, 2014 · Amount on Record
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	702 E SOPER ST, WINNEBAGO, IL 61088-9691
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016561
Date	Jul 25, 2023
Instrument	2316561

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	702 E SOPER ST, WINNEBAGO, IL 61088-9691
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009401
Date	Mar 25, 2022
Instrument	2209401

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	702 E SOPER ST, WINNEBAGO, IL 61088-9691
Document Number	0001037687
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	702 E SOPER ST WINNEBAGO IL 610889691, WINNEBAGO, IL 61088-9691

Mortgage

Document Number	0001037687
Date	Dec 8, 2020
Instrument	1037687

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 7, 2040

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Municipality	Winnebago Village
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,277.00	$69,785 (+31.49%) Land $13,282 Building $56,503	$209,355 (+31.49%) Land $39,846 Building $169,509
2022	Homeowner's exemption	$53,074 Land $10,203 Building $42,871	$159,222 Land $30,609 Building $128,613

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNEBAGO serves 2,940 people · EPA ID IL2010500
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Silo Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AaroBand.

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