701 E Soper St, Winnebago, IL 61088 Property Records

Winnebago County property record for 701 E Soper St, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,112 sqft · built 1977
Lot Size	0.281 acres (12,240 sqft)
Owner	2 Company Names on Record
Last Sale	$252,000 (Aug 2025)
Tax Bill	$5,494 (2024)
Deeds & Mortgages	Aug 2025 Sale Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-09-379-001`

Property Details

APN / Parcel Number

Primary APN	`14-09-379-001`
Alternative APN	`513C511`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	12,240 sqft (0.281 acres)
Lot Dimensions	128 ft deep x 96 ft wide
Garage Area	504 sqft
Driveway	Driveway
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	513C511
Street Address	701 E SOPER ST
City	WINNEBAGO
State	IL
Zip	61088-9692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF SWAN ACRES SUB PT BLK 60 OF CANAL TRUSTEES ADD LOT 011
Legal Subdivision	SWAN ACRES SUB
Legal Block	60
Legal Lot Number	011
Jurisdiction	WINNEBAGO IL
Township / Civil Division	WINNEBAGO
Census Block Group	2
Census Block	2021
Census Tract	4200

Owner

Source: Winnebago County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	701 E SOPER ST, WINNEBAGO, IL 61088-9692
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Warranty Deed, Transfer SECURITY FIRST TITLE
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BK/ROCKFORD
Jun 6, 2017	Warranty Deed, Transfer · Conventional with PMI NORTHWEST BK/ROCKFORD
May 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	202521840
Record Updated	Sep 20, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 26, 2025
Property Address	701 E SOPER ST, WINNEBAGO, IL 61088-9692
Document Number	0000021840
Map Reference	PB 35 PG 282
Instrument Date	Jul 22, 2025
Instrument	2521840
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$378.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 E SOPER ST, WINNEBAGO, IL 61088-9692
Investor	Possibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	701 E SOPER ST, WINNEBAGO, IL 61088-9692
Document Number	0001007087
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 E SOPER ST WINNEBAGO IL 610889692, WINNEBAGO, IL 61088-9692

Mortgage

Document Number	0001007087
Date	Mar 13, 2020
Instrument	1007087

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 12, 2035

Interest

Rate Type	Fixed Rate
Rate	3%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 6, 2017
Property Address	701 E SOPER ST, WINNEBAGO, IL 61088-9692
Document Number	0001016970
Instrument Date	May 31, 2017
Instrument	1016970
Transaction Type	Transfer
Record Updated	Jun 16, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 E SOPER ST WINNEBAGO IL 610889692, WINNEBAGO, IL 61088-9692

Mortgage

Document Number	1016971
Date	Jun 6, 2017
Instrument	1016971

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Interest

Rate	4.25%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 15, 2017
Property Address	701 E SOPER ST, WINNEBAGO, IL 61088-9692
Document Number	0001014705
Instrument Date	May 15, 2017
Instrument	1014705
Transaction Type	Transfer
Record Updated	Jun 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 E SOPER ST WINNEBAGO IL 610889692, WINNEBAGO, IL 61088-9692

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Municipality	Winnebago Village
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,494.00	$61,065 (+18.48%) Land $10,765 Building $50,300	$183,195 (+18.48%) Land $32,295 Building $150,900
2022		$51,539 Land $9,184 Building $42,355	$154,617 Land $27,552 Building $127,065

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNEBAGO serves 2,940 people · EPA ID IL2010500
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Silo Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AaroBand.

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