702 E Madison St, Mount Ayr, IA 50854 Property Records

Ringgold County property record for 702 E Madison St, Mount Ayr, IA 50854

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,629 sqft · built 1960
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (Apr 2023)
Tax Bill	$1,820 (2025)
Deeds & Mortgages	Aug 2025 Second Mortgage Apr 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`005810`

Property Details

APN / Parcel Number

Primary APN	`005810`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,629 sqft Base Area
1st Floor Area	1,629 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	816 sqft

Location & Zoning

Street Address	702 E MADISON ST
City	MOUNT AYR
State	IA
Zip	50854-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 102 & 103 1ST ADD
Legal Subdivision	1ST ADD
Legal Lot Number	102,103
Jurisdiction	RINGGOLD IA
Township / Civil Division	MOUNT AYR
Census Block Group	1
Census Block	1050
Census Tract	950200

Owner

702 E Madison St is owned and occupied by two individuals who bought it in April 2023.

Source: Ringgold County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	702 E MADISON ST, MOUNT AYR, IA 50854-1526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 4, 2023	Warranty Deed, Transfer
Apr 4, 2023	Warranty Deed, Transfer · Conventional Mortgage CITY STATE BANK
Apr 4, 2023	Warranty Deed, Transfer
Jun 5, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2023 · Amount on File
Deed Sale	Apr 4, 2023 · Amount on File
Deed Document Number	2023335
Deed Book / Page	559 / 118
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	702 E MADISON ST, MOUNT AYR, IA 50854-1526
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 E MADISON ST, MOUNT AYR, IA 50854-1526

Mortgage

Document Number	000597/236
Date	Aug 4, 2025
Book Page	597/236
Instrument	2025- 00000904

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2045

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Apr 4, 2023
Property Address	702 E MADISON ST, MOUNT AYR, IA 50854-1526
Document Number	000559/120
Book / Page	559 / 120
Instrument Date	Mar 28, 2023
Instrument	2023-00000336
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	702 E MADISON ST, MOUNT AYR, IA 50854-1526

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Apr 4, 2023
Property Address	702 E MADISON ST, MOUNT AYR, IA 50854-1526
Document Number	000559/118
Book / Page	559 / 118
Instrument Date	Mar 22, 2023
Instrument	2023-00000335
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	702 E MADISON ST, MOUNT AYR, IA 50854-1526

Mortgage

Document Number	202300000338
Date	Apr 4, 2023
Instrument	2023-00000338

Lender

Name	CITY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Apr 4, 2023
Property Address	702 E MADISON ST, MOUNT AYR, IA 50854-1526
Document Number	000559/122
Book / Page	559 / 122
Instrument Date	Mar 22, 2023
Instrument	2023-00000337
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	702 E MADISON ST, MOUNT AYR, IA 50854-1526

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Jun 5, 2019
Property Address	702 E MADISON ST, MOUNT AYR, IA 50854-1526
Document Number	000482/344
Book / Page	482 / 344
Instrument Date	Jun 4, 2019
Instrument	482
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 E MONROE ST, MOUNT AYR, IA 50854-1726
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 702 E Madison St was $1,820 with a homeowner's exemption, up 0.9% from the year before.

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Mount Ayr City
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,820.00 (+0.89%) Homeowner's exemption	$116,424 Land $15,840 Building $100,584	$116,424 Land $15,840 Building $100,584
2024	$1,804.00
2023		$100,568 Land $13,200 Building $87,368	$100,568 Land $13,200 Building $87,368
2022	$1,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 E Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 E Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT AYR WATER TREATMENT PLANT serves 1,683 people · EPA ID IA8055014
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink.

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