606 E Madison St, Mount Ayr, IA 50854 Property Records

Ringgold County property record for 606 E Madison St, Mount Ayr, IA 50854

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,626 sqft · built 1972
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jul 2025)
Tax Bill	$2,936 (2025)
Deeds & Mortgages	Jul 2025 Sale & Line of Credit Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005868`

Property Details

APN / Parcel Number

Primary APN	`005868`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,626 sqft Base Area
1st Floor Area	1,626 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	606 E MADISON ST
City	MOUNT AYR
State	IA
Zip	50854-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 105 1ST ADD
Legal Subdivision	1ST ADD
Legal Lot Number	105
Jurisdiction	RINGGOLD IA
Township / Civil Division	MOUNT AYR
Census Block Group	1
Census Block	1072
Census Tract	950200

Owner

606 E Madison St is owned and occupied by two individuals who bought it in July 2025.

Source: Ringgold County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 CEDAR DR, CLINTON, IL 61727-2409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2025	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK & TRUST CO
Sep 23, 2022	Intrafamily Transfer, Transfer
Jul 1, 2016	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Deed Document Number	2025799
Prior Transfer Date	Jun 24, 2016
Prior Transfer Doc	00440/0064
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Jul 10, 2025
Property Address	606 E MADISON ST, MOUNT AYR, IA 50854-1524
Document Number	000596/155
Book / Page	596 / 155
Instrument Date	Jul 10, 2025
Instrument	2025- 00000799
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 CEDAR DR, CLINTON, IL 61727-2409

Mortgage

Document Number	202500000801
Date	Jul 10, 2025
Instrument	2025- 00000801

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Aug 9, 2030

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RINGGOLD IA
Recording Date	Sep 23, 2022
Property Address	606 E MADISON ST, MOUNT AYR, IA 50854-1524
Document Number	000551/275
Book / Page	551 / 275
Instrument Date	Sep 22, 2022
Instrument	2022-00001212
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 E MADISON ST, MOUNT AYR, IA 50854-1524

July 2016: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RINGGOLD IA
Recording Date	Jul 1, 2016
Property Address	606 E MADISON ST, MOUNT AYR, IA 50854-1524
Document Number	00440/0064
Book / Page	440 / 0064
Instrument Date	Jun 24, 2016
Instrument	2016- 00000662
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	606 E MADISON ST, MOUNT AYR, IA 50854-1524

Tax Assessment & Valuation

The 2025 property tax bill for 606 E Madison St was $2,936 with a homeowner's exemption, up 27.5% from the year before.

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Mount Ayr City
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,936.00 (+27.54%) Homeowner's exemption	$195,647 Land $7,920 Building $187,727	$195,647 Land $7,920 Building $187,727
2024	$2,302.00
2023		$139,237 (+38.52%) Land $6,600 Building $132,637	$139,237 Land $6,600 Building $132,637
2022	$2,066.00 Homeowner's exemption	$100,518 Land $6,600 Building $93,918
2021			$100,518 Land $6,600 Building $93,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 606 E Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 606 E Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT AYR WATER TREATMENT PLANT serves 1,683 people · EPA ID IA8055014
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on E Madison St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures