700 E Madison St, Mount Ayr, IA 50854 Property Records

Ringgold County property record for 700 E Madison St, Mount Ayr, IA 50854

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 520 sqft · built 1890
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$36,500 (Sep 2019)
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006059`

Property Details

APN / Parcel Number

Primary APN	`006059`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	520 sqft Base Area
1st Floor Area	520 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	700 E MADISON ST
City	MOUNT AYR
State	IA
Zip	50854-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 104 1ST ADD
Legal Subdivision	1ST ADD
Legal Lot Number	104
Jurisdiction	RINGGOLD IA
Township / Civil Division	MOUNT AYR
Census Block Group	1
Census Block	1050
Census Tract	950200

Owner

700 E Madison St is owned and occupied by two individuals who bought it in September 2019.

Source: Ringgold County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	700 E MADISON ST, MOUNT AYR, IA 50854-1526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Land Contract, Transfer · Seller Carry-Back DAVID ZOLLMAN
Sep 26, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage PCSB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on File
Deed Sale	Sep 26, 2019 · Amount on File
Deed Document Number	2019924
Deed Book / Page	487 / 348
Record Updated	Oct 29, 2026

October 2025: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	RINGGOLD IA
Recording Date	Oct 3, 2025
Property Address	700 E MADISON ST, MOUNT AYR, IA 50854-1526
Document Number	000600/285
Book / Page	600 / 285
Instrument Date	Sep 26, 2025
Instrument	2025- 00001167
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 E JACKSON ST, MOUNT AYR, IA 50854-2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 E MADISON ST, MOUNT AYR, IA 50854-1526

Mortgage

Date	Oct 3, 2025

Lender

Name	DAVID ZOLLMAN
Type	Private Party

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	326 Months
Due	Dec 26, 2052

Interest

Rate	4%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Sep 26, 2019
Property Address	700 E MADISON ST, MOUNT AYR, IA 50854-1526
Document Number	000487/348
Book / Page	487 / 348
Instrument Date	Sep 25, 2019
Instrument	924
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 E MADISON ST, MOUNT AYR, IA 50854-1526

Mortgage

Document Number	0000488/18
Date	Sep 26, 2019
Book Page	488/18
Instrument	927

Lender

Name	PCSB BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 700 E Madison St was $1,030, up 1.4% from the year before.

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Mount Ayr City
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,030.00 (+1.38%)	$59,708 Land $7,920 Building $51,788	$59,708 Land $7,920 Building $51,788
2024	$1,016.00
2023		$50,867 (+15.78%) Land $6,600 Building $44,267	$50,867 Land $6,600 Building $44,267
2022	$990.00	$43,935 Land $6,600 Building $37,335
2021			$43,935 Land $6,600 Building $37,335

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 E Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 E Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT AYR WATER TREATMENT PLANT serves 1,683 people · EPA ID IA8055014
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink.

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