702 Cumslo Rd, Gray, GA 31032 Property Records

Jones County property record for 702 Cumslo Rd, Gray, GA 31032 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,056 sqft · built 1867
Lot Size	7.35 acres (320,166 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Dec 2022)
Tax Bill	$3,130 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`J45-106`

Property Details

APN / Parcel Number

Primary APN	`J45-106`
Alternative APNs	`J45 00 106` `6018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,056 sqft Heated Area
1st Floor Area	2,056 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1867
Effective Year Built	Effective 2000
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	320,166 sqft (7.35 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	624 sqft

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Patio Area	145 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6018
Street Address	702 CUMSLO RD
City	GRAY
State	GA
Zip	31032-4600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUMSLO RD DB 1137/364 PB 4/70 19/131
Jurisdiction	JONES GA
Township / Civil Division	GRAY-MACON EAST
Census Block Group	2
Census Block	2007
Census Tract	30304

Owner

Source: Jones County records · APN J45-106

Assessment roll updated January 21, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	702 CUMSLO RD, GRAY, GA 31032-4600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Dec 05, 2022	Limited Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS
Oct 23, 2019	Warranty Deed, Transfer · Conventional with PMI STATEWIDE MTG
May 21, 2019	Trustee's Deed, Construction Loan · Construction Mortgage EXCHANGE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 06, 2022 · Amount on Record
Deed Sale	Dec 06, 2022 · Amount on Record
Prior Sale	Oct 21, 2019 · Amount on Record
Deed Document Number	20221458
Deed Book / Page	1137 / 364
Prior Transfer Date	Dec 12, 2008
Prior Transfer Doc	0007390198
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Recording Date	Apr 14, 2026
Property Address	702 CUMSLO RD, GRAY, GA 31032-4600
Document Number	0011990000000286
Book / Page	1199 / 286
Instrument Date	Mar 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 CUMSLO RD, GRAY, GA 31032-4600

Mortgage

Document Number	1199000286,
Date	Apr 14, 2026
Book Page	1199/286

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Mar 01, 2052

Interest

Rate	5.98%
Max Rate	-1%

December 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JONES GA
Recording Date	Dec 05, 2022
Property Address	702 CUMSLO RD, GRAY, GA 31032-4600
Document Number	0011370364
Book / Page	1137 / 364
Instrument Date	Dec 05, 2022
Instrument	2022-001458
Transaction Type	Transfer
Record Updated	May 02, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 CUMSLO RD, GRAY, GA 31032-4600

Mortgage

Document Number	0011370000000368
Date	Dec 06, 2022
Book Page	0000001137/0000000368

Lender

Name	BROKER SOLUTIONS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 01, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES GA
Recording Date	Oct 23, 2019
Property Address	702 CUMSLO RD, GRAY, GA 31032-4600
Document Number	0010090022
Book / Page	001009 / 000022
Instrument Date	Oct 21, 2019
Instrument	2957
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	702 CUMSLO RD GRAY GA 310324600, GRAY, GA 31032-4600

Mortgage

Document Number	10090024
Date	Oct 23, 2019
Book Page	001009/000024
Instrument	2958

Lender

Name	STATEWIDE MTG
Type	Mortgage Company
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JONES GA
Recording Date	May 21, 2019
Property Address	702 CUMSLO RD, GRAY, GA 31032-4600
Document Number	0009980586
Book / Page	000998 / 000586
Instrument Date	May 10, 2019
Instrument	1488
Transaction Type	Construction Loan
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 CUMSLO RD GRAY GA 310324600, GRAY, GA 31032-4600

Mortgage

Document Number	9980586
Date	May 21, 2019
Book Page	000998/000586
Instrument	1488

Lender

Name	EXCHANGE BK
Type	Bank
Address	MILLEDGEVILLE, GA 31061

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 20, 2020

Tax Assessment & Valuation

Source: Jones County records · Assessment roll updated January 21, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,130.00 (+232.98%) Homeowner's exemption	$99,112 (+231.68%) Land $29,062 Building $70,050	$247,780 (+231.68%) Land $72,655 Building $175,125
2023	$940.00 (-9.62%) Homeowner's exemption	$29,882 (+3.35%) Land $19,375 Building $10,507	$74,704 (+3.35%) Land $48,437 Building $26,267
2022	$1,040.00 Homeowner's exemption	$28,913 Land $18,406 Building $10,507	$72,282 Land $46,015 Building $26,267

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jones County (13169C), updated October 13, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131690303042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	About 1 in 1,099 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Tri-County Electric Membership	Fiber	1,000 / 1,000

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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5G and 4G LTE

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