688 Cumslo Rd, Gray, GA 31032 Property Records

Jones County property record for 688 Cumslo Rd, Gray, GA 31032

Property Summary

Property Type	Private Preserve, Open Space Vacant Land
Details	built 1970
Lot Size	34.2 acres (1,492,366 sqft)
Owner	Individual Name on Record
Last Sale	$171,000 (Mar 2023)
Tax Bill	$288 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`J45-100`

Property Details

APN / Parcel Number

Primary APN	`J45-100`
Alternative APNs	`J45 00 100` `6016`

Exterior

Year Built	Built 1970
Lot Area	1,492,366 sqft (34.2 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6016
Old Parcel Number	J4500100
Street Address	688 CUMSLO RD
City	GRAY
State	GA
Zip	31032-4708
Property Category	Vacant Land
Property Type	Vacant Land > Private Preserve, Open Space
Local Zoning Code	004
Legal Description	PB18/151 DB 145/296 1141/570 CUVA 1160/446
Legal Lot Number	9
Jurisdiction	JONES GA
Township / Civil Division	GRAY-MACON EAST
Census Block Group	2
Census Block	2007
Census Tract	30304

Owner

Source: Jones County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	694 CUMSLO RD, GRAY, GA 31032-4630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Limited Warranty Deed, Transfer · Commercial Mortgage AGGEORGIA FARM CREDIT
Oct 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 6, 2018	Grant Deed, Transfer · Conventional with PMI MORRIS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2023 · Amount on Record
Deed Sale	Mar 3, 2023 · Amount on Record
Deed Document Number	0001141570
Deed Book / Page	1141 / 570
Record Updated	Jun 8, 2026

March 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JONES GA
Recording Date	Mar 3, 2023
Property Address	688 CUMSLO RD, GRAY, GA 31032-4708
Document Number	0011410570
Book / Page	1141 / 570
Instrument Date	Mar 3, 2023
Instrument	2023-000217
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 CUMSLO RD, GRAY, GA 31032-4630

Mortgage

Document Number	0001141572
Date	Mar 3, 2023
Instrument	1141/572

Lender

Name	AGGEORGIA FARM CREDIT

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jan 1, 2043

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JONES GA
Recording Date	Oct 23, 2019
Property Address	688 CUMSLO RD, GRAY, GA 31032-4708
Document Number	0010090015
Book / Page	001009 / 000015
Instrument Date	Oct 18, 2019
Instrument	2955
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 CUMSLO RD GRAY GA 310324630, GRAY, GA 31032-4630

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JONES GA
Recording Date	Sep 6, 2018
Property Address	688 CUMSLO RD, GRAY, GA 31032-4708
Document Number	0009820217
Book / Page	000982 / 000217
Instrument Date	Aug 29, 2018
Instrument	2686
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	694 CUMSLO RD GRAY GA 310324630, GRAY, GA 31032-4630

Mortgage

Document Number	9820220
Date	Sep 6, 2018
Book Page	000982/000220
Instrument	2687

Lender

Name	MORRIS BK
Type	Bank
Address	DUBLIN, GA 31040

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 5, 2033

Tax Assessment & Valuation

Source: Jones County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$288.00 (-81.89%) Additional exemption filed	$50,627 (+14.37%) Land $50,627	$126,567 (+14.37%) Land $126,567
2023	$1,590.00 (+5.09%)	$44,267 (+5.26%) Land $44,267	$110,668 (+5.26%) Land $110,668
2022	$1,513.00	$42,054 Land $42,054	$105,135 Land $105,135

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Windstream DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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