694 Cumslo Rd, Gray, GA 31032 Property Records

Jones County property record for 694 Cumslo Rd, Gray, GA 31032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,840 sqft · built 1970
Lot Size	2.61 acres (113,692 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,500 (Apr 2025)
Tax Bill	$2,710 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`J45-100A`

Property Details

APN / Parcel Number

Primary APN	`J45-100A`
Alternative APNs	`J45 00 100A` `14356`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,840 sqft Heated Area
1st Floor Area	1,840 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	113,692 sqft (2.61 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14356
Street Address	694 CUMSLO RD
City	GRAY
State	GA
Zip	31032-4630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	004
Legal Description	PB 18/85 DB 845/350 989/53
Legal Subdivision	KATHERINE D WILLIAMS
Jurisdiction	JONES GA
Township / Civil Division	GRAY-MACON EAST
Census Block Group	2
Census Block	2007
Census Tract	30304

Owner

Source: Jones County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	694 CUMSLO RD, GRAY, GA 31032-4630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE
Dec 22, 2023	Warranty Deed, Transfer
Dec 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 28, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025 · Amount on Record
Deed Sale	Apr 3, 2025 · Amount on Record
Prior Sale	Feb 17, 2004 · Amount on Record
Deed Book / Page	1177 / 935
Prior Transfer Date	Dec 21, 2023
Prior Transfer Doc	0011550996
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Recording Date	May 12, 2026
Property Address	694 CUMSLO RD, GRAY, GA 31032-4630
Document Number	0012010000000477
Book / Page	1201 / 477
Instrument Date	May 7, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 CUMSLO RD, GRAY, GA 31032-4630

Mortgage

Document Number	1201000477,
Date	May 12, 2026
Book Page	1201/477

Lender

Name	ROCKET MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES GA
Recording Date	Dec 22, 2023
Property Address	694 CUMSLO RD, GRAY, GA 31032-4630
Document Number	0011550996
Book / Page	1155 / 996
Instrument Date	Dec 21, 2023
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 CUMSLO RD, GRAY, GA 31032-4630

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JONES GA
Recording Date	Dec 27, 2018
Property Address	694 CUMSLO RD, GRAY, GA 31032-4630
Document Number	0009890053
Book / Page	000989 / 000053
Instrument Date	Dec 14, 2018
Instrument	3716
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	694 CUMSLO RD GRAY GA 310324630, GRAY, GA 31032-4630

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES GA
Recording Date	Sep 28, 2018
Property Address	694 CUMSLO RD, GRAY, GA 31032-4630
Document Number	0009830503
Book / Page	000983 / 000503
Instrument Date	Sep 13, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$1.20

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	694 CUMSLO RD GRAY GA 310324630, GRAY, GA 31032-4630

Tax Assessment & Valuation

Source: Jones County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,710.00 (+112.55%) Homeowner's exemption	$86,333 (+120.28%) Land $13,932 Building $72,401	$215,831 (+120.28%) Land $34,829 Building $181,002
2023	$1,275.00 (-8.47%) Homeowner's exemption	$39,193 (+1.2%) Land $9,288 Building $29,905	$97,981 (+1.2%) Land $23,219 Building $74,762
2022	$1,393.00 Homeowner's exemption	$38,728 Land $8,823 Building $29,905	$96,820 Land $22,058 Building $74,762

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tri-CoGo Fiber	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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