702 Beachcomber Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 702 Beachcomber Dr, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,185 sqft · built 1988
Lot Size	0.344 acres (14,984 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jun 2026)
Tax Bill	$4,446 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08945-180-000`

Property Details

APN / Parcel Number

Primary APN	`08945-180-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,185 sqft Living Area
Gross Area	2,773 sqft
1st Floor Area	2,185 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,984 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	588 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	150 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	702 BEACHCOMBER DR
City	LYNN HAVEN
State	FL
Zip	32444-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH SHORE PLAT UNIT # 2 LOT 22 BLK C ORB 1184 P 408 ORB 2192 P 790
Legal Range	14W
Legal Township	03S
Legal Section	07
Legal Subdivision	NORTH SHORE PLAT
Legal Block	C
Legal Lot Number	22
Legal Unit	2
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2065
Census Tract	1404

Owner

702 Beachcomber Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Bay County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	702 BEACHCOMBER DR, LYNN HAVEN, FL 32444-3416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Deed Document Number	202639550
Deed Book / Page	5051 / 55
Prior Transfer Date	Sep 17, 2002
Prior Transfer Doc	0000062058
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 30, 2026
Property Address	702 BEACHCOMBER DR, LYNN HAVEN, FL 32444-3416
Document Number	0000039550
Book / Page	5051 / 55
Instrument Date	Jun 18, 2026
Instrument	202639550
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	DEFENDER TITLE AND ESCROW AGENCY L, DEFENDER TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293,405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 BEACHCOMBER DR, LYNN HAVEN, FL 32444-3416

Mortgage

Document Number	0000039551,
Date	Jun 30, 2026
Instrument	202639551

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 702 Beachcomber Dr was $4,446, up 129.8% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,446.00 (+129.77%)	$356,139 Land $126,900 Building $229,239	$356,139 Land $126,900 Building $229,239
2024	$1,935.00 (+2.27%)
2023	$1,892.00 (+8.36%) Homeowner's exemption Widower's exemption	$191,999 (+3%)	$266,220 (+6.96%) Land $76,500 Building $189,720
2022	$1,746.00 Homeowner's exemption Widower's exemption	$186,407	$248,888 Land $76,500 Building $172,388

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 702 Beachcomber Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 425 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	425 in force
Nearby Flood Claims	112 (1989–2024)
Claims Outside the SFHA	24 of 112
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 52 claims Hurricane Dennis, Jul 2005 · 10 claims Hurricane Opal, Oct 1995 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 Beachcomber Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20