Bay County property record for 631 Beachcomber Dr, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,682 sqft · built 1972 |
| Lot Size | 0.344 acres (14,984 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $645,000 (Sep 2025) |
| Tax Bill | $4,136 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 08945-020-000 |
| Primary APN | 08945-020-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,682 sqft Living Area |
| Gross Area | 2,262 sqft |
| 1st Floor Area | 1,682 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 14,984 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
| Porch Area | 130 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 631 BEACHCOMBER DR |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NORTH SHORE PLAT UNIT NO. 2 LOT 3 BLK C ORB 4425 P 1444 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | NORTH SHORE PLAT |
| Legal Block | C |
| Legal Lot Number | 3 |
| Legal Unit | 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 1404 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 375 GLENDALE RD, HENDERSON, TN 38340-7292 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Sep 17, 2025 | Warranty Deed, Transfer · VA Mortgage LEGENDS BANK |
| Jun 25, 2021 | Warranty Deed, Transfer SETCO SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Prior Sale | Jun 25, 2021 · Amount on Record |
| Deed Document Number | 202553898 |
| Deed Book / Page | 4953 / 2343 |
| Prior Transfer Date | Oct 2, 2008 |
| Prior Transfer Doc | 0030960301 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 17, 2025 |
| Property Address | 631 BEACHCOMBER DR, LYNN HAVEN, FL 32444-3411 |
| Document Number | 0049532343 |
| Book / Page | 4953 / 2343 |
| Map Reference | MB 10 PG 67 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2025053898 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,515.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1501 VERMONT AVE, LYNN HAVEN, FL 32444-3564 |
| Name | Verified Name |
|---|---|
| Address | 375 GLENDALE RD, HENDERSON, TN 38340-7292 |
| Document Number | 0049532345 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 4953/2345 |
| Name | LEGENDS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 25, 2021 |
| Property Address | 631 BEACHCOMBER DR, LYNN HAVEN, FL 32444-3411 |
| Document Number | 0044251444 |
| Book / Page | 4425 / 1444 |
| Map Reference | MB 10 PG 67 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021048617 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 SWAYBACK LN, WETUMPKA, AL 36092-3437 |
| Name | Verified Name |
|---|---|
| Address | 115 ROBINSON BEND TRL, PEACHTREE CITY, GA 30269-2318 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,136.00 (+2.33%) Homeowner's exemption | $373,889 (+2.9%) | $420,316 (+7.36%) Land $126,900 Building $293,416 |
| 2024 | $4,042.00 (+6.4%) Homeowner's exemption | $363,352 (+7.1%) | $391,492 (+10.29%) Land $100,575 Building $290,917 |
| 2023 | $3,799.00 (+11.64%) Homeowner's exemption | $339,276 (+3%) | $354,956 (+7.76%) Land $76,500 Building $278,456 |
| 2022 | $3,403.00 Homeowner's exemption | $329,394 Land $76,500 Building $252,894 | $329,394 Land $76,500 Building $252,894 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 425 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 425 in force |
| Nearby Flood Claims | 112 (1989–2024) |
| Claims Outside the SFHA | 24 of 112 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures