706 Beachcomber Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 706 Beachcomber Dr, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,323 sqft · built 2018
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$86,000 (Jan 2016)
Tax Bill	$10,772 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`08945-185-000`

Property Details

APN / Parcel Number

Primary APN	`08945-185-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	5,323 sqft Heated Area
Gross Area	7,909 sqft
1st Floor Area	2,882 sqft
2nd Floor Area	2,441 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	918 sqft

Exterior Amenities

Porch	Porch
Porch Area	504 sqft
Deck Area	Deck Area
Patio Area	1,164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	706 BEACHCOMBER DR
City	LYNN HAVEN
State	FL
Zip	32444-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHSHORE PLAT UNIT 2 LOT 21 BLK C ORB 3765 P 1993
Legal Range	14W
Legal Township	03S
Legal Section	07
Legal Subdivision	NORTHSHORE UN 02
Legal Block	C
Legal Lot Number	21
Legal Unit	2
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2065
Census Tract	1404

Owner

706 Beachcomber Dr is owned and occupied by an individual who bought it in January 2016.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	706 BEACHCOMBER DR, LYNN HAVEN, FL 32444-3416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2016 · Amount on File
Deed Sale	Jan 22, 2016 · Amount on File
Prior Sale	Mar 25, 2013 · Amount on File
Deed Document Number	2016003560
Deed Book / Page	3765 / 1993
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	706 BEACHCOMBER DR, LYNN HAVEN, FL 32444-3416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042601828
Date	Jun 9, 2020
Book Page	4260/1828
Instrument	2020037455

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 706 Beachcomber Dr was $10,772 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,772.00 Homeowner's exemption	$910,176 Land $126,900 Building $783,276	$910,176 Land $126,900 Building $783,276
2023	$9,126.00 (+18.15%)	$725,587 (+9.02%) Land $76,500 Building $649,087	$725,587 (+9.02%) Land $76,500 Building $649,087
2022	$7,724.00	$665,563 Land $76,500 Building $589,063	$665,563 Land $76,500 Building $589,063

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 Beachcomber Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 425 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	425 in force
Nearby Flood Claims	112 (1989–2024)
Claims Outside the SFHA	24 of 112
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 52 claims Hurricane Dennis, Jul 2005 · 10 claims Hurricane Opal, Oct 1995 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 Beachcomber Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20