Rowan County property record for 610 4th St, Spencer, NC 28159
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,830 sqft · built 1920 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Mar 2025) |
| Tax Bill | $2,157 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jan 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 033 174 |
| Primary APN | 033 174 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| 1st Floor Area | 1,173 sqft |
| Basement Area | 540 sqft |
| Unfinished Basement | 540 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 176 ft deep x 70 ft wide |
| Porch | Porch |
| Porch Area | 216 sqft |
| Deck Area | 354 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 610 4TH ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6:TWO FAM |
| Legal Description | L6B .14AC |
| Legal Subdivision | CITY OF SPENCER SALISBURY TOWNSHIP |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 50700 |
Source: Rowan County assessment roll, APN 033 174, as of August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 610 4TH ST, SPENCER, NC 28159-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST |
| Jan 27, 2022 | Correction Deed STATEWIDE TITLE COMPANY, STATEWIDE TITLE INC |
| Oct 15, 2021 | Warranty Deed, Transfer STATEWIDE TITLE COMPANY, STATEWIDE TITLE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on Record |
| Deed Sale | Mar 31, 2025 · Amount on Record |
| Prior Sale | Feb 07, 2022 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Feb 07, 2022 |
| Property Address | 610 4TH ST, SPENCER, NC 28159-2224 |
| Document Number | 0013940627 |
| Book / Page | 1394 / 627 |
| Map Reference | MB 9995 PG 9881 |
| Instrument Date | Feb 02, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $391.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 393 NICHOL MILL LN # LN260, 393, FRANKLIN, TN 37067-8324 |
| Name | Verified Name |
|---|---|
| Address | 619 4TH ST, SPENCER, NC 28159-2223 |
| Document Number | 0001394628 |
|---|---|
| Date | Feb 07, 2022 |
| Instrument | 1394/628 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jan 27, 2022 |
| Property Address | 610 4TH ST, SPENCER, NC 28159-2224 |
| Document Number | 0013930940 |
| Book / Page | 1393 / 940 |
| Map Reference | MB 9995 PG 9881 |
| Instrument Date | Jan 20, 2022 |
| Record Updated | Aug 23, 2022 |
| Title Company | STATEWIDE TITLE COMPANY, STATEWIDE TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 1610 SE MANSFIELD ST, 1610, PORT ST LUCIE, FL 34952-6544 |
| Name | Verified Name |
|---|---|
| Address | 610 4TH ST, SPENCER, NC 28159-2224 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 15, 2021 |
| Property Address | 610 4TH ST, SPENCER, NC 28159-2224 |
| Document Number | 0013860515 |
| Book / Page | 1386 / 515 |
| Instrument Date | Oct 07, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | STATEWIDE TITLE COMPANY, STATEWIDE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $136.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1610 SE MANSFIELD ST, 1610, PORT SAINT LUCIE, FL 34952-6544 |
| Name | Verified Name |
|---|---|
| Address | 610 4TH ST, SPENCER, NC 28159-2224 |
Source: Rowan County assessment roll as of August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,157.00 | $190,964 (-) Land $19,000 Building $171,964 | |
| 2023 | $2,157.00 | $190,964 Land $19,000 Building $171,964 | $190,964 Land $19,000 Building $171,964 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), as of May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590507003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Nov 2006 |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, 233 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system NC0180010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SALISBURY-ROWAN serves 46,156 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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