702 1st Ave E, Rock Rapids, IA 51246 Property Records

Lyon County property record for 702 1st Ave E, Rock Rapids, IA 51246

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,190 sqft · built 1925
Lot Size	0.218 acres (9,500 sqft)
Owner	2 Individual Names on File
Last Sale	$53,500 (Jun 2011)
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`350000110900000`

Property Details

APN / Parcel Number

Primary APN	`350000110900000`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	768 sqft
Attic	Attic
Attic Area	422 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft
Game Room	Game Room
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	9,500 sqft (0.218 acres)
Lot Dimensions	100 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	80 sqft
Patio Area	118 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	702 1ST AVE E
City	ROCK RAPIDS
State	IA
Zip	51246-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	EAST ROCK RAPIDS E 95' OF S 100' OF LOT 5, BLK 1
Legal Subdivision	EAST ROCK RAPIDS
Legal Block	1
Legal Lot Number	5
Jurisdiction	LYON IA
Township / Civil Division	ROCK
Census Block Group	1
Census Block	1014
Census Tract	950200

Owner

Source: Lyon County assessment roll, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	702 1ST AVE E, ROCK RAPIDS, IA 51246-1749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2011 · Amount on Record
Deed Sale	Jun 22, 2011 · Amount on Record
Deed Document Number	20111495
Deed Book / Page	2011 / 1495
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON IA
Recording Date	Jul 21, 2026
Property Address	702 1ST AVE E, ROCK RAPIDS, IA 51246-1749
Document Number	0000001813
Book / Page	2026 / 1813
Instrument Date	Jul 14, 2026
Instrument	20261813
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 1ST AVE E, ROCK RAPIDS, IA 51246-1749

Mortgage

Document Number	0000001813,
Date	Jul 21, 2026
Book Page	2026/1813
Instrument	20261813

Lender

Name	PREMIER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Lyon County
Municipality	Rock Rapids City
Unified School District	Central Lyon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,262.00	$92,590 (+11.92%) Land $22,610 Building $69,980	$92,590 (+11.92%) Land $22,610 Building $69,980
2024	$1,262.00 (+8.61%)
2023		$82,730 (+19.19%) Land $22,610 Building $60,120	$82,730 (+19.19%) Land $22,610 Building $60,120
2022	$1,162.00	$69,410 Land $22,610 Building $46,800
2021			$69,410 Land $22,610 Building $46,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	41 (1993–2024)
Claims Outside the SFHA	8 of 41
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 8 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 24 claims Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYON-SIOUX RWS-ROCK RAPIDS private · serves 1,187 people · EPA ID IA6000800
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mutual Telephone Company (IA) Fiber · Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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