504 1st Ave E, Rock Rapids, IA 51246 Property Records

Lyon County property record for 504 1st Ave E, Rock Rapids, IA 51246 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 972 sqft · built 1942
Lot Size	0.242 acres (10,541 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Dec 2018)
Tax Bill	$1,566 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`350000112000000`

Property Details

APN / Parcel Number

Primary APN	`350000112000000`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	720 sqft
Attic	Attic
Attic Area	252 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Game Room	Game Room
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1971
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	10,541 sqft (0.242 acres)
Lot Dimensions	196 ft deep x 54 ft wide
Garage Type	Mixed
Garage Area	1,012 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	18 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	504 1ST AVE E
City	ROCK RAPIDS
State	IA
Zip	51246-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST ROCK RAPIDS LOTS 4 & 7, BLK 2
Legal Subdivision	EAST ROCK RAPIDS
Legal Block	2
Legal Lot Number	4,7
Jurisdiction	LYON IA
Township / Civil Division	ROCK
Census Block Group	1
Census Block	1038
Census Tract	950200

Owner

Source: Lyon County records · APN 350000112000000

Assessment roll updated October 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	504 1ST AVE E, ROCK RAPIDS, IA 51246-1745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Construction Mortgage IOWA STATE BANK
Dec 04, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 04, 2018 · Amount on Record
Deed Sale	Dec 04, 2018 · Amount on Record
Deed Document Number	20182862
Deed Book / Page	2018 / 2862
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON IA
Recording Date	Jul 17, 2026
Property Address	504 1ST AVE E, ROCK RAPIDS, IA 51246-1745
Document Number	0000001781
Book / Page	2026 / 1781
Instrument Date	Jul 06, 2026
Instrument	20261781
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 1ST AVE E, ROCK RAPIDS, IA 51246-1745

Mortgage

Document Number	0000001781,
Date	Jul 17, 2026
Book Page	2026/1781
Instrument	20261781

Lender

Name	IOWA STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 06, 2027

Interest

Rate	6.48%
Max Rate	-1%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON IA
Recording Date	Dec 04, 2018
Property Address	504 1ST AVE E, ROCK RAPIDS, IA 51246-1745
Document Number	2018/2862
Book / Page	2018 / 2862
Instrument Date	Nov 30, 2018
Instrument	2862
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 1ST AVE E, ROCK RAPIDS, IA 51246-1745

Mortgage

Document Number	02018/2863
Date	Dec 04, 2018
Book Page	2018/2863
Instrument	2863

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Lyon County records · Assessment roll updated October 10, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Lyon County
Municipality	Rock Rapids City
Unified School District	Central Lyon Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,566.00 Homeowner's exemption	$129,730 (+14.93%) Land $11,430 Building $118,300	$129,730 (+14.93%) Land $11,430 Building $118,300
2024	$1,566.00 (+14.64%)
2023		$112,880 (+24.85%) Land $11,430 Building $101,450	$112,880 (+24.85%) Land $11,430 Building $101,450
2022	$1,366.00 Homeowner's exemption	$90,410 Land $11,430 Building $78,980
2021			$90,410 Land $11,430 Building $78,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lyon County (19119C), updated September 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191199502001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	41 (1993–2024)
Claims Outside the SFHA	8 of 41
Most Recent Claim	Jun 2024, river or lake flooding, Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims By Storm	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 8 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 24 claims Severe Storms & Flooding, Jul 1993 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 105 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mutual Telephone Company (IA)	Fiber	1,000 / 1,000
Mutual Telephone Company (IA)	Cable	1,000 / 100
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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