606 1st Ave E, Rock Rapids, IA 51246 Property Records

Lyon County property record for 606 1st Ave E, Rock Rapids, IA 51246

Property Summary

Property Type	Single Family Home
Details	3 ba · 980 sqft · built 1925
Lot Size	0.217 acres (9,488 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jun 2025)
Tax Bill	$1,702 (2024)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`350000111500000`

Property Details

APN / Parcel Number

Primary APN	`350000111500000`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
Basement Area	980 sqft
Finished Basement	700 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,488 sqft (0.217 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	606 1ST AVE E
City	ROCK RAPIDS
State	IA
Zip	51246-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAMILY DWELLINGS
Legal Description	EAST ROCK RAPIDS LOT 15 & E 1/2 OF LOT 14, BLK 1
Legal Block	1
Legal Lot Number	14,15
Jurisdiction	LYON IA
Township / Civil Division	ROCK
Census Block Group	1
Census Block	1014
Census Tract	950200

Owner

Source: Lyon County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	606 1ST AVE E, ROCK RAPIDS, IA 51246-1747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Warranty Deed, Transfer · Conventional Mortgage FRONTIER BANK
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK
Sep 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance IOWA STATE BANK
Sep 16, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2025 · Amount on Record
Deed Sale	Jun 16, 2025 · Amount on Record
Prior Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	02025/1388
Deed Book / Page	2025 / 1388
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON IA
Recording Date	Jun 16, 2025
Property Address	606 1ST AVE E, ROCK RAPIDS, IA 51246-1747
Document Number	02025/1388
Book / Page	2025 / 1388
Instrument Date	Jun 16, 2025
Instrument	2025 1388
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 1ST AVE E, ROCK RAPIDS, IA 51246-1747

Mortgage

Document Number	0020251420
Date	Jun 16, 2025
Instrument	2025 1420

Lender

Name	FRONTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON IA
Property Address	606 1ST AVE E, ROCK RAPIDS, IA 51246-1747
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2064
Date	Jul 6, 2021
Book Page	2021/2064
Instrument	2021 2064

Lender

Name	IOWA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON IA
Property Address	606 1ST AVE E, ROCK RAPIDS, IA 51246-1747
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/2157
Date	Sep 18, 2019
Book Page	2019/2157
Instrument	2157

Lender

Name	IOWA STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON IA
Recording Date	Sep 16, 2019
Property Address	606 1ST AVE E, ROCK RAPIDS, IA 51246-1747
Document Number	02019/2145
Book / Page	2019 / 2145
Instrument Date	Sep 16, 2019
Instrument	2145
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 1ST AVE E, ROCK RAPIDS, IA 51246-1747

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Lyon County
Municipality	Rock Rapids City
Unified School District	Central Lyon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,110 (+14.78%) Land $21,020 Building $107,090	$128,110 (+14.78%) Land $21,020 Building $107,090
2024	$1,702.00 (+11.39%)
2023		$111,610 (+22.46%) Land $21,020 Building $90,590	$111,610 (+22.46%) Land $21,020 Building $90,590
2022	$1,528.00	$91,140 Land $21,020 Building $70,120
2021			$91,140 Land $21,020 Building $70,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	41 (1993–2024)
Claims Outside the SFHA	8 of 41
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 8 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 24 claims Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYON-SIOUX RWS-ROCK RAPIDS private · serves 1,187 people · EPA ID IA6000800
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber · Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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