Gaston County property record for 7017 Whitewater Loop, Lowell, NC 28098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,101 sqft · built 2018 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (May 2026) |
| Tax Bill | $3,943 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Feb 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 227640 |
| Primary APN | 227640 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,101 sqft Heated Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Lot Area | 21,344 sqft (0.49 acres) |
| Porch | Porch |
| Porch Area | 80 sqft |
| Street Address | 7017 WHITEWATER LOOP |
|---|---|
| City | LOWELL |
| State | NC |
| Zip | 28098-0018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER FALLS L 5 05 002C 001 01 000 |
| Legal Subdivision | RIVER FALLS PHASE 3 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 31304 |
7017 Whitewater Loop is owned and occupied by an individual who bought it in May 2026.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7017 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2026 | Warranty Deed, Transfer · FHA Mortgage ICE MORTGAGE TECHNOLOGY INC |
| Feb 12, 2019 | Warranty Deed, Subdivision Related Transfer · USDA Mortgage UNITED STATES OF AMERICA |
| Oct 3, 2018 | Loan Modification, Mortgage · Line of Credit TEXAS CAP BK |
| Oct 3, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on File |
| Deed Sale | May 13, 2026 · Amount on File |
| Prior Sale | Feb 12, 2019 · Amount on File |
| Deed Book / Page | 5640 / 797 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 13, 2026 |
| Property Address | 7017 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Document Number | 5640000797 |
| Book / Page | 5640 / 797 |
| Instrument Date | May 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7017 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Document Number | 5640000799, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 5640/799 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Number | 5640000811, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 5640/811 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Jun 1, 2036 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Feb 12, 2019 |
| Property Address | 7017 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Document Number | 0050241270 |
| Book / Page | 5024 / 1270 |
| Map Reference | MB 87 PG 98 |
| Instrument Date | Feb 12, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $472.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 7017 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Document Number | 50241272 |
|---|---|
| Date | Feb 12, 2019 |
| Instrument | 5024/1272 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Feb 12, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 3, 2018 |
| Property Address | 7017 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Document Number | 0050031482 |
| Book / Page | 005003 / 001482 |
| Instrument Date | Oct 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7017 WHITEWATER LOOP LOWELL NC 28098, LOWELL, NC 28098 |
| Investor | Possibly a Property Investor |
| Document Number | 50031482 |
|---|---|
| Date | Oct 3, 2018 |
| Book Page | 005003/001482 |
| Name | TEXAS CAP BK |
|---|---|
| Type | Bank |
| Address | 2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 3, 2018 |
| Property Address | 7017 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Document Number | 0050031480 |
| Book / Page | 005003 / 001480 |
| Instrument Date | Oct 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $110.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 7017 Whitewater Loop was $3,943.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Lowell City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,943.00 | $368,920 (-) Land $55,000 Building $313,920 | |
| 2025 | $3,943.00 | $368,920 Land $55,000 Building $313,920 | |
| 2023 | $4,361.00 | $368,060 Land $55,000 Building $313,060 | |
| 2021 | $256,200 Land $55,000 Building $201,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7017 Whitewater Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7017 Whitewater Loop is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOWELL serves 3,837 people · EPA ID NC0136060 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures