Gaston County property record for 7013 Whitewater Loop, Lowell, NC 28098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,106 sqft · built 2018 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $276,500 (Oct 2018) |
| Tax Bill | $4,703 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 227639 |
| Primary APN | 227639 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,106 sqft Heated Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Lot Area | 24,394 sqft (0.56 acres) |
| Porch | Porch |
| Porch Area | 124 sqft |
| Street Address | 7013 WHITEWATER LOOP |
|---|---|
| City | LOWELL |
| State | NC |
| Zip | 28098-0018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER FALLS L 4 05 002C 001 01 000 |
| Legal Subdivision | RIVER FALLS |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 31304 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7013 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 8, 2022 | Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU |
| Oct 2, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST BANK |
| May 21, 2018 | Loan Modification, Mortgage · Line of Credit TEXAS CAP BK |
| May 21, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2018 · Amount on Record |
| Deed Sale | Oct 2, 2018 · Amount on Record |
| Prior Sale | May 21, 2018 · Amount on Record |
| Deed Book / Page | 5003 / 527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 7013 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0051810732 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 5181/732 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 7013 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0053270807 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 5327/807 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 7, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 2, 2018 |
| Property Address | 7013 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Document Number | 0050030527 |
| Book / Page | 5003 / 0527 |
| Map Reference | MB 87 PG 98 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $553.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 7013 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Document Number | 0050030529 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 5003/0529 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 21, 2018 |
| Property Address | 7013 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Document Number | 0049781218 |
| Book / Page | 004978 / 001218 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7009 WHITEWATER LOOP LOWELL NC 28098, LOWELL, NC 28098 |
| Document Number | 49781218 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 004978/001218 |
| Name | TEXAS CAP BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 21, 2018 |
| Property Address | 7013 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Document Number | 0049781216 |
| Book / Page | 004978 / 001216 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $220.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629 |
| Investor | Possibly a Property Investor |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Lowell City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,703.00 (-9.63%) | $439,960 (+0.16%) Land $55,000 Building $384,960 | |
| 2023 | $5,204.00 | $439,240 Land $55,000 Building $384,240 | |
| 2021 | $300,290 Land $55,000 Building $245,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOWELL serves 3,837 people · EPA ID NC0136060 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures