Gaston County property record for 7009 Whitewater Loop, Lowell, NC 28098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,106 sqft · built 2018 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,500 (Sep 2018) |
| Tax Bill | $4,702 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 227638 |
| Primary APN | 227638 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,106 sqft Heated Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Lot Area | 23,522 sqft (0.54 acres) |
| Porch | Porch |
| Porch Area | 124 sqft |
| Street Address | 7009 WHITEWATER LOOP |
|---|---|
| City | LOWELL |
| State | NC |
| Zip | 28098-0018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER FALLS L 3 05 002C 001 01 000 |
| Legal Subdivision | RIVER FALLS |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 31304 |
7009 Whitewater Loop is owned and occupied by an individual who bought it in September 2018.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7009 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 21, 2018 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage SUNTRUST BANK |
| May 17, 2018 | Loan Modification, Mortgage TRUE HOMES LLC |
| May 21, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on File |
| Deed Sale | Sep 21, 2018 · Amount on File |
| Prior Sale | May 21, 2018 · Amount on File |
| Deed Book / Page | 5001 / 107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 7009 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Title Company | COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0053691485 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | 5369/1485 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 4, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 7009 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0051181393 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 5118/1393 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 21, 2018 |
| Property Address | 7009 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Document Number | 0050010107 |
| Book / Page | 5001 / 0107 |
| Map Reference | MB 87 PG 98 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 7009 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Document Number | 0050010109 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 5001/0109 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 7009 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Document Number | 0049781218 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7009 WHITEWATER LOOP LOWELL NC 28098, LOWELL, NC 28098 |
| Document Number | 0049781218 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 004978/001218 |
| Name | TRUE HOMES LLC |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 21, 2018 |
| Property Address | 7009 WHITEWATER LOOP, LOWELL, NC 28098-0018 |
| Document Number | 0049781216 |
| Book / Page | 004978 / 001216 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $220.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 7009 Whitewater Loop was $4,702.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Lowell City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,702.00 | $439,880 Land $55,000 Building $384,880 | |
| 2023 | $5,212.00 | $439,880 Land $55,000 Building $384,880 | |
| 2021 | $300,670 Land $55,000 Building $245,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7009 Whitewater Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7009 Whitewater Loop is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOWELL serves 3,837 people · EPA ID NC0136060 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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