7013 Locker Ct, Cincinnati, OH 45224 Property Records

Hamilton County property record for 7013 Locker Ct, Cincinnati, OH 45224

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,120 sqft · built 2015
Owner	Individual Name on File
Last Sale	$261,845 (May 2015)
Tax Bill	$878 (2025)
Deeds & Mortgages	Sep 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`228-0002-0411-00`

Property Details

APN / Parcel Number

Primary APN	`228-0002-0411-00`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area
1st Floor Area	1,000 sqft
2nd Floor Area	1,120 sqft
Basement Area	1,000 sqft
Finished Basement	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7013 LOCKER CT
City	CINCINNATI
State	OH
Zip	45224-2488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOCKER CT LOT 70.1458 AC WITHERBYMEADOWS SUB
Legal Subdivision	WITHERBYMEADOWS SUB
Legal Lot Number	70
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3002
Census Tract	8202

Owner

Source: Hamilton County assessment roll, APN 228-0002-0411-00, as of March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7013 LOCKER CT, CINCINNATI, OH 45224-2488
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2015 · Amount on Record
Deed Sale	May 27, 2015 · Amount on Record
Prior Sale	May 27, 2015 · Amount on Record
Deed Document Number	345639
Deed Book / Page	01290 / 000474
Record Updated	Jun 08, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	7013 LOCKER CT, CINCINNATI, OH 45224-2488
Document Number	0000089437
Instrument Date	Sep 01, 2020
Transaction Type	Mortgage
Record Updated	Nov 02, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7013 LOCKER CT CINCINNATI OH 452242488, CINCINNATI, OH 45224-2488

Mortgage

Document Number	0000089437
Date	Sep 03, 2020
Book Page	014246/000926
Instrument	89437

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 02, 2050

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Hamilton County assessment roll as of March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$878.00 (+3.17%)	$98,847 (-) Land $14,000 Building $84,847
2024	$851.00 (-2.18%)	$98,847 (-) Land $14,000 Building $84,847
2023	$870.00 (-10.22%)	$98,847 (+3.71%) Land $14,000 Building $84,847	$282,420 (+3.71%) Land $40,000 Building $242,420
2022	$969.00 Homeowner's exemption	$95,309 Land $14,014 Building $81,295
2020			$272,310 Land $40,040 Building $232,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 544 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.