7009 Locker Ct, Cincinnati, OH 45224 Property Records

Hamilton County property record for 7009 Locker Ct, Cincinnati, OH 45224

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,992 sqft · built 2015
Lot Size	0.155 acres (6,756 sqft)
Owner	Individual Name on File
Last Sale	$81,000 (May 2015)
Tax Bill	$878 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`228-0002-0409-00`

Property Details

APN / Parcel Number

Primary APN	`228-0002-0409-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
Gross Area	3,342 sqft
1st Floor Area	888 sqft
2nd Floor Area	1,104 sqft
Basement Area	888 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,756 sqft (0.155 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7009 LOCKER CT
City	CINCINNATI
State	OH
Zip	45224-2488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOCKER CT LOT 50.1551 AC WITHERBYMEADOWS SUB
Legal Subdivision	WITHERBYMEADOWS SUB
Legal Lot Number	50
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3002
Census Tract	8202

Owner

7009 Locker Ct is owned and occupied by an individual who bought it in May 2015.

Source: Hamilton County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	7009 LOCKER CT, CINCINNATI, OH 45224-2488
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 1, 2019	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY
Oct 2, 2018	Loan Modification, Mortgage · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2015 · Amount on File
Deed Sale	May 1, 2015 · Amount on File
Deed Document Number	201544242
Deed Book / Page	12884 / 1461
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7009 LOCKER CT, CINCINNATI, OH 45224-2488
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7009 LOCKER CT, CINCINNATI, OH 45224-2488

Mortgage

Document Number	0000080978
Date	Nov 15, 2023
Book Page	15043/937
Instrument	2023-0080978

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7009 LOCKER CT, CINCINNATI, OH 45224-2488
Document Number	0000088142
Instrument Date	Sep 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7009 LOCKER CT CINCINNATI OH 452242488, CINCINNATI, OH 45224-2488

Mortgage

Document Number	0000088142
Date	Oct 10, 2019
Book Page	014020/001039
Instrument	88142

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	7009 LOCKER CT, CINCINNATI, OH 45224-2488
Document Number	0000092888
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7009 LOCKER CT CINCINNATI OH 452242488, CINCINNATI, OH 45224-2488

Mortgage

Document Number	0000092888
Date	Oct 18, 2018
Book Page	013777/001407
Instrument	92888

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2048

Interest

Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 7009 Locker Ct was $878, up 3.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$878.00 (+3.17%)	$93,506 (-) Land $14,000 Building $79,506	$267,160 Land $40,000 Building $227,160
2024	$851.00 (-2.18%)	$93,506 (-) Land $14,000 Building $79,506
2023	$870.00 (-10.22%)	$93,506 (+19.34%) Land $14,000 Building $79,506	$267,160 Land $40,000 Building $227,160
2022	$969.00 Homeowner's exemption	$78,351 Land $14,014 Building $64,337
2020			$223,860 Land $40,040 Building $183,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7009 Locker Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7009 Locker Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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