7020 Locker Ct, Cincinnati, OH 45224 Property Records

Hamilton County property record for 7020 Locker Ct, Cincinnati, OH 45224

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,453 sqft · built 2014
Owner	Owner Name on File
Last Sale	$254,823 (Oct 2014)
Tax Bill	$913 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`228-0002-0420-00`

Property Details

APN / Parcel Number

Primary APN	`228-0002-0420-00`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,453 sqft Living Area
1st Floor Area	1,054 sqft
2nd Floor Area	1,399 sqft
Upper Floors Area	1,399 sqft
Basement Area	1,054 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 2014
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7020 LOCKER CT
City	CINCINNATI
State	OH
Zip	45224-2489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOCKER CT LOT 160.1647 AC WITHERBYMEADOWS SUB
Legal Subdivision	WITHERBYMEADOWS SUB
Legal Lot Number	160
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3002
Census Tract	8202

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	7020 LOCKER CT, CINCINNATI, OH 45224-2489
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 8, 2014 · Amount on Record
Deed Sale	Oct 8, 2014 · Amount on Record
Prior Sale	Jun 5, 2014 · Amount on Record
Deed Document Number	328298
Deed Book / Page	012723 / 001470
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7020 LOCKER CT, CINCINNATI, OH 45224-2489
Document Number	0000062786
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	THIRD CAPITAL TITLE, THIRD CAP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7020 LOCKER CT CINCINNATI OH 452242489, CINCINNATI, OH 45224-2489

Mortgage

Document Number	0000062786
Date	Jul 1, 2020
Book Page	014201/000527
Instrument	62786

Lender

Name	THIRD FED'L S&L ASSN
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$913.00 (+2.93%)	$107,800 (-) Land $14,000 Building $93,800
2024	$887.00 (-2.1%)	$107,800 (-) Land $14,000 Building $93,800
2023	$906.00 (-9.76%)	$107,800 (+16.22%) Land $14,000 Building $93,800	$308,000 (+16.22%) Land $40,000 Building $268,000
2022	$1,004.00 Homeowner's exemption	$92,754 Land $14,014 Building $78,740
2020			$265,010 Land $40,040 Building $224,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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