7013 Derek Ct, Schertz, TX 78154 Property Records

Bexar County property record for 7013 Derek Ct, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,976 sqft · built 2017
Lot Size	0.606 acres (26,378 sqft)
Owner	2 Individual Names on Record
Last Sale	$521,500 (Nov 2017)
Deeds & Mortgages	Nov 2022 Second Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05068-118-0270`

Property Details

APN / Parcel Number

Primary APN	`05068-118-0270`
Alternative APN	`1267442`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,976 sqft Living Area
Gross Area	4,698 sqft
1st Floor Area	3,976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Roof Material	Asphalt
Lot Area	26,378 sqft (0.606 acres)
Garage Type	Attached
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	792 sqft
Shed	1 Shed
Shed Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7013 DEREK CT
City	SCHERTZ
State	TX
Zip	78154-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5068A (THE RESERVE AT SCHERTZ II UT-3), BLOCK 18 LOT 27 2018-CREATED PER PLAT 9715/43-48 FILED 05-02-2017
Legal Subdivision	CB 5068A (THE RESERVE AT SCHERTZ II UT-3
Legal Block	18
Legal Lot Number	27
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHEAST
Census Block Group	2
Census Block	2065
Census Tract	131601

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7013 DEREK CT, SCHERTZ, TX 78154-4415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 9, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Nov 22, 2017	Vendor's Lien, Subdivision Related Transfer · VA Mortgage COLONIAL NATIONAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2017 · Amount on Record
Deed Sale	Nov 22, 2017 · Amount on Record
Prior Sale	Aug 14, 2017 · Amount on Record
Deed Document Number	2017231218
Deed Book / Page	18862 / 659
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	7013 DEREK CT, SCHERTZ, TX 78154-4415
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000274324
Date	Nov 23, 2022
Instrument	20220274324

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 23, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	7013 DEREK CT, SCHERTZ, TX 78154-4415
Document Number	0000079666
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7013 DEREK CT SCHERTZ TX 781544415, SCHERTZ, TX 78154-4415

Mortgage

Document Number	0000079666
Date	Apr 17, 2020
Instrument	79666

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

November 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Nov 22, 2017
Property Address	7013 DEREK CT, SCHERTZ, TX 78154-4415
Document Number	0000231218
Book / Page	18862 / 0659
Map Reference	VOL9715 PG43
Instrument Date	Nov 22, 2017
Instrument	20170231218
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7013 DEREK CT, SCHERTZ, TX 78154-4415

Mortgage

Document Number	0000231219
Date	Nov 22, 2017
Instrument	20170231219

Lender

Name	COLONIAL NATIONAL MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Schertz City
Unified School District	East Central Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$742,980 (-4.77%) Land $92,850 Building $650,130	$742,980 (-4.77%) Land $92,850 Building $650,130
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$780,180 Land $92,850 Building $687,330	$780,180 Land $92,850 Building $687,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Alamo Broadband Fixed Wireless	990 / 300
ZipLink Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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