7001 Derek Ct, Schertz, TX 78154 Property Records

Bexar County property record for 7001 Derek Ct, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,796 sqft · built 2018
Lot Size	0.668 acres (29,099 sqft)
Owner	2 Individual Names on Record
Last Sale	$542,400 (Sep 2018)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05068-118-0300`

Property Details

APN / Parcel Number

Primary APN	`05068-118-0300`
Alternative APN	`1267445`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,796 sqft Living Area
Gross Area	5,566 sqft
1st Floor Area	3,140 sqft
2nd Floor Area	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Material	Asphalt
Lot Area	29,099 sqft (0.668 acres)
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	243 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7001 DEREK CT
City	SCHERTZ
State	TX
Zip	78154-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5068A (THE RESERVE AT SCHERTZ II UT-3), BLOCK 18 LOT 30 2018-CREATED PER PLAT 9715/43-48 FILED 05-02-2017
Legal Subdivision	CB 5068A (THE RESERVE AT SCHERTZ II UT-3
Legal Block	18
Legal Lot Number	30
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHEAST
Census Block Group	2
Census Block	2065
Census Tract	131601

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7001 DEREK CT, SCHERTZ, TX 78154-4415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · VA Mortgage SMI LENDING INC
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 26, 2019	Deed of Trust, Mortgage · VA Mortgage SMI LNDG
Sep 27, 2018	Vendor's Lien, Subdivision Related Transfer COLONIAL NATIONAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	2018191815
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	7001 DEREK CT, SCHERTZ, TX 78154-4415
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	NOT AVAILABLE, TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091093
Date	Apr 7, 2021
Instrument	20210091093

Lender

Name	SMI LENDING INC
Type	Lending Institution
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Mar 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	7001 DEREK CT, SCHERTZ, TX 78154-4415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168166
Date	Jul 29, 2020
Instrument	20200168166

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	7001 DEREK CT, SCHERTZ, TX 78154-4415
Document Number	0000197880
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	TEXAS TITLE COMPANY, TEXAS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7001 DEREK CT SCHERTZ TX 781544415, SCHERTZ, TX 78154-4415

Mortgage

Document Number	0000197880
Date	Oct 2, 2019
Instrument	197880

Lender

Name	SMI LNDG
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

September 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Sep 27, 2018
Property Address	7001 DEREK CT, SCHERTZ, TX 78154-4415
Document Number	0000191815
Map Reference	VOL9715 PG43
Instrument Date	Sep 26, 2018
Instrument	20180191815
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 27, 2021
Title Company	FATCO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7001 DEREK CT, SCHERTZ, TX 78154-4415

Mortgage

Document Number	0000191816
Date	Sep 27, 2018
Instrument	20180191816

Lender

Name	COLONIAL NATIONAL MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Schertz City
Unified School District	East Central Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$848,140 (-4.82%) Land $97,480 Building $750,660	$848,140 (-4.82%) Land $97,480 Building $750,660
2023	Homeowner's exemption	$891,100 Land $97,480 Building $793,620	$891,100 Land $97,480 Building $793,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Alamo Broadband Fixed Wireless	990 / 300
ZipLink Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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