7005 Derek Ct, Schertz, TX 78154 Property Records

Bexar County property record for 7005 Derek Ct, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,330 sqft · built 2019
Lot Size	0.669 acres (29,121 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,800 (Oct 2019)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05068-118-0290`

Property Details

APN / Parcel Number

Primary APN	`05068-118-0290`
Alternative APN	`1267444`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,330 sqft Living Area
Gross Area	3,981 sqft
1st Floor Area	3,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Material	Asphalt
Lot Area	29,121 sqft (0.669 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	482 sqft
Porch	Open Porch
Porch Area	391 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7005 DEREK CT
City	SCHERTZ
State	TX
Zip	78154-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5068A (THE RESERVE AT SCHERTZ II UT-3), BLOCK 18 LOT 29 2018-CREATED PER PLAT 9715/43-48 FILED 05-02-2017
Legal Subdivision	CB 5068A (THE RESERVE AT SCHERTZ II UT-3
Legal Block	18
Legal Lot Number	29
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHEAST
Census Block Group	2
Census Block	2065
Census Tract	131601

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7005 DEREK CT, SCHERTZ, TX 78154-4415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Vendor's Lien, Transfer · VA Mortgage COLONIAL NATIONAL MORTGAGE
Dec 20, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE
Dec 20, 2018	Loan Modification, Mortgage · Line of Credit SIMMONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	2019196630
Record Updated	Sep 20, 2026

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Oct 1, 2019
Property Address	7005 DEREK CT, SCHERTZ, TX 78154-4415
Document Number	0000196630
Map Reference	VOL 9715 PG 43
Instrument Date	Sep 30, 2019
Instrument	20190196630
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7005 DEREK CT, SCHERTZ, TX 78154-4415

Mortgage

Document Number	0000196631
Date	Oct 1, 2019
Instrument	20190196631

Lender

Name	COLONIAL NATIONAL MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEXAR TX
Recording Date	Dec 20, 2018
Property Address	7005 DEREK CT, SCHERTZ, TX 78154-4415
Document Number	0000248957
Instrument Date	Dec 7, 2018
Instrument	248957
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7005 DEREK CT SCHERTZ TX 781544415, SCHERTZ, TX 78154-4415

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEXAR TX
Recording Date	Dec 20, 2018
Property Address	7005 DEREK CT, SCHERTZ, TX 78154-4415
Instrument Date	Dec 7, 2018
Instrument	248958
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	590 N KIMBALL AVE #150 SOUTHLAKE TX 760926876, 150, SOUTHLAKE, TX 76092-6876

Mortgage

Document Number	0000248958
Date	Dec 20, 2018
Instrument	248958

Lender

Name	SIMMONS BK
Address	PO BOX 527, UNION CITY, IN 47390-0527

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Schertz City
Unified School District	East Central Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption	$690,030 (-5.51%) Land $97,550 Building $592,480	$690,030 (-5.51%) Land $97,550 Building $592,480
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$730,280 Land $97,550 Building $632,730	$730,280 Land $97,550 Building $632,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Alamo Broadband Fixed Wireless	990 / 300
ZipLink Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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