Lafayette County property record for 7013 Bluff Ln, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,859 sqft · built 2004 |
| Lot Size | 2.22 acres (96,830 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,667 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 146Y-23-095.00 |
| Primary APN | 146Y-23-095.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,859 sqft Living Area |
| 1st Floor Area | 1,736 sqft |
| 2nd Floor Area | 590 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 96,830 sqft (2.22 acres) |
| Lot Dimensions | 227 ft deep x 42.6 ft wide |
| Pool Area | 392 sqft |
| Patio Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 23243 |
|---|---|
| Street Address | 7013 BLUFF LN |
| City | OXFORD |
| State | MS |
| Zip | 38655-5968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 260 WELLSGATE PHASE IV & ADJACENT LOT PREV APN: 088Q-23-086 |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 23 |
| Legal Subdivision | WELLSGATE PHASE IV |
| Legal Phase | 4 |
| Legal Lot Number | 260 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950404 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7013 BLUFF LN, OXFORD, MS 38655-5968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jul 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES |
| Jan 31, 2017 | Deed of Trust, Mortgage · Line of Credit OXFORD UNIVERSITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 7013 BLUFF LN, OXFORD, MS 38655-5968 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201905941 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 201905941 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, MS 39703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 7013 BLUFF LN, OXFORD, MS 38655-5968 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700776 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 201700776 |
| Name | OXFORD UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jan 31, 2022 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,667.00 (+28.18%) Homeowner's exemption | $49,926 (+26.01%) | $499,260 (+26.01%) Land $60,000 Building $439,260 |
| 2023 | $3,641.00 Homeowner's exemption | $39,622 | $396,220 Land $60,000 Building $336,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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