Lafayette County property record for 7007 Bluff Ln, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,785 sqft · built 2003 |
| Lot Size | 4.57 acres (199,118 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $322,000 (May 2014) |
| Tax Bill | $2,448 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146Y-23-092.00 |
| Primary APN | 146Y-23-092.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,785 sqft Living Area |
| 1st Floor Area | 1,653 sqft |
| 2nd Floor Area | 621 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 199,118 sqft (4.57 acres) |
| Lot Dimensions | 205 ft deep x 96.8 ft wide |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 23246 |
|---|---|
| Street Address | 7007 BLUFF LN |
| City | OXFORD |
| State | MS |
| Zip | 38655-5968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 257 WELLSGATE PHASE IV PREV APN: 088Q-23-089 |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 23 |
| Legal Subdivision | WELLSGATE PHASE IV |
| Legal Phase | 4 |
| Legal Lot Number | 257 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950404 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7007 BLUFF LN, OXFORD, MS 38655-5968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2014 · Amount on Record |
| Deed Sale | May 27, 2014 · Amount on Record |
| Prior Sale | Aug 17, 2009 · Amount on Record |
| Deed Document Number | 20144196 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 7007 BLUFF LN, OXFORD, MS 38655-5968 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202104596 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 202104596 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 26, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 7007 BLUFF LN, OXFORD, MS 38655-5968 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202103165 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 202103165 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,448.00 Senior Citizen's exemption | $39,702 (+22.57%) | $397,020 (+22.57%) Land $60,000 Building $337,020 |
| 2023 | $2,448.00 Senior Citizen's exemption | $32,390 | $323,900 Land $60,000 Building $263,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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