Lafayette County property record for 7002 Bluff Ln, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,943 sqft · built 2004 |
| Lot Size | 0.61 acres (26,376 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $748,125 (Oct 2022) |
| Tax Bill | $3,522 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146Y-23-098.00 |
| Primary APN | 146Y-23-098.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,943 sqft Living Area |
| 1st Floor Area | 1,765 sqft |
| 2nd Floor Area | 596 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,376 sqft (0.61 acres) |
| Lot Dimensions | 181 ft deep x 145 ft wide |
| Deck Area | 117 sqft |
| Patio Area | 117 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 23240 |
|---|---|
| Street Address | 7002 BLUFF LN |
| City | OXFORD |
| State | MS |
| Zip | 38655-5969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 262 WELLSGATE PHASE IV PREV APN: 088Q-23-083 |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 23 |
| Legal Subdivision | WELLSGATE PHASE IV |
| Legal Phase | 4 |
| Legal Lot Number | 262 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950404 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7002 BLUFF LN, OXFORD, MS 38655-5969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Oct 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC |
| Jul 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2022 · Amount on Record |
| Deed Sale | Oct 3, 2022 · Amount on Record |
| Prior Sale | Jul 27, 2016 · Amount on Record |
| Deed Document Number | 20229312 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Apr 13, 2026 |
| Property Address | 7002 BLUFF LN, OXFORD, MS 38655-5969 |
| Document Number | 0000002840 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 20262840 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7002 BLUFF LN, OXFORD, MS 38655-5969 |
| Document Number | 0000002840, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 20262840 |
| Name | TRUSTMARK NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 13, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Oct 3, 2022 |
| Property Address | 7002 BLUFF LN, OXFORD, MS 38655-5969 |
| Document Number | 0020229312 |
| Map Reference | CAB B SL 24 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 2022-9312 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 WINDSOR FALLS BOULEVARD, 117, WESSON, MS 39191 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 58, OXFORD, MS 38655-0058 |
| Document Number | 0020229313 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 2022-9313 |
| Name | ANGEL OAK HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 7002 BLUFF LN, OXFORD, MS 38655-5969 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201905856 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 201905856 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,522.00 Senior Citizen's exemption | $52,904 (+23.32%) | $529,040 (+23.32%) Land $60,000 Building $469,040 |
| 2023 | $3,522.00 Senior Citizen's exemption | $42,901 | $429,010 Land $60,000 Building $369,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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