7007 Springwater St, Smyrna, TN 37167 Property Records

Rutherford County property record for 7007 Springwater St, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	2,462 sqft · built 2021
Lot Size	0.407 acres (17,741 sqft)
Owner	2 Individual Names on Record
Last Sale	$541,362 (Mar 2021)
Tax Bill	$2,470 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072A-B-032.00-000`

Property Details

APN / Parcel Number

Primary APN	`072A-B-032.00-000`
Alternative APNs	`072A B 03200` `R0124661`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,462 sqft Living Area
1st Floor Area	1,572 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	17,741 sqft (0.407 acres)
Lot Dimensions	198 ft deep x 89.6 ft wide
Garage Type	Attached
Garage Area	872 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0124661
Street Address	7007 SPRINGWATER ST
City	SMYRNA
State	TN
Zip	37167-1068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR CREEK SEC 2 & RESUB LOT 139
Legal Lot Number	48
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	4
Census Block	4034
Census Tract	40806

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7007 SPRINGWATER ST, SMYRNA, TN 37167-1068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 22, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACOPIA LLC
Jul 10, 2020	Warranty Deed, Transfer SOLOMONPARKS
Jul 6, 2020	Loan Modification, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2021 · Amount on Record
Deed Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	20212348534
Deed Book / Page	2055 / 1221
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	7007 SPRINGWATER ST, SMYRNA, TN 37167-1068
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7007 SPRINGWATER ST, SMYRNA, TN 37167-1068

Mortgage

Document Number	0022842559
Date	Sep 22, 2022
Book Page	2284/2559
Instrument	2464455

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Mar 22, 2021
Property Address	7007 SPRINGWATER ST, SMYRNA, TN 37167-1068
Document Number	20551221
Book / Page	2055 / 1221
Map Reference	MB 43 PG 250
Instrument Date	Mar 19, 2021
Instrument	2348534
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 25, 2021
Title Company	BILTMORE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,003.04
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7007 SPRINGWATER ST, SMYRNA, TN 37167-1068

Mortgage

Document Number	20551223
Date	Mar 22, 2021
Instrument	2055-1223

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jul 10, 2020
Property Address	7007 SPRINGWATER ST, SMYRNA, TN 37167-1068
Document Number	RB19283994
Book / Page	001928 / 003994
Instrument Date	Jul 9, 2020
Instrument	2287582
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	SOLOMONPARKS

Transaction

Amount	Amount Recorded
Tax	$744.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6746 ROCKY FORK RD SMYRNA TN 371676122, SMYRNA, TN 37167-6122

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RUTHERFORD TN
Property Address	7007 SPRINGWATER ST, SMYRNA, TN 37167-1068
Document Number	RB19283996
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,575 (+30.35%) Land $55,000 Building $116,575	$686,300 (+30.35%) Land $220,000 Building $466,300
2025	$2,470.00	$131,625 (-) Land $23,750 Building $107,875
2023	$2,470.00	$131,625 Land $23,750 Building $107,875	$526,500 (-) Land $95,000 Building $431,500
2022			$526,500 Land $95,000 Building $431,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	26 (1989–2010)
Claims Outside the SFHA	15 of 26
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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