7010 Suzanne Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 7010 Suzanne Ln, Schenectady, NY 12303

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,160 sqft · built 1991
Lot Size0.062 acres (2,711 sqft)
OwnerIndividual Name on Record
Last Sale$97,840 (Dec 2016)
Tax Bill$6,227 (2025)
Deeds & MortgagesMay 2019 Mortgage
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN013089 40.05-1-26.2

Property Details

APN / Parcel Number

Primary APN013089 40.05-1-26.2
Alternative APNs
  • 308904000500010260020000
  • 04000500010260020000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,160 sqft Living Area
1st Floor Area852 sqft
2nd Floor Area308 sqft
Basement Area852 sqft
Finished Basement852 sqft
Unfinished Basement852 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area2,711 sqft (0.062 acres)
Lot Dimensions121 ft deep x 22.4 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04000500010260020000
Street Address7010 SUZANNE LN
CitySCHENECTADY
StateNY
Zip12303-5200
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTH
Legal DescriptionCV SEC 3 - LOT 7010
Legal SubdivisionCOUNTRY VILLAGE SECTION 3
Legal Block1
Legal Lot Number26.002
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group1
Census Block1005
Census Tract14617

Owner

Source: Albany County and Guilderland Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7010 SUZANNE LN, SCHENECTADY, NY 12303-5200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
TRUSTCO BANK
Nov 23, 2021Deed of Trust, Mortgage
TRUSTCO BANK
Nov 23, 2021Deed of Trust, Mortgage
TRUSTCO BANK
Dec 14, 2017Bargain and Sale Deed, Transfer · Conventional Mortgage
BALLSTON SPA NATIONAL BANK
Feb 27, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF GREENE CNTY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2016 · Amount on Record
Deed SaleDec 19, 2016 · Amount on Record
Prior SaleJan 4, 2008 · Amount on Record
Deed Document Number201630188
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address7010 SUZANNE LN, SCHENECTADY, NY 12303-5200
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000243
DateMay 29, 2019
InstrumentR2019-10243
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term309 Months
DueFeb 23, 2045

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address7010 SUZANNE LN, SCHENECTADY, NY 12303-5200
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7010 SUZANNE LN, SCHENECTADY, NY 12303-5200

Mortgage

Document Number0000005493
DateNov 23, 2021
InstrumentR2021-35493
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
AmountAmount Recorded

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address7010 SUZANNE LN, SCHENECTADY, NY 12303-5200
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7010 SUZANNE LN, SCHENECTADY, NY 12303-5200

Mortgage

Document Number0000005494
DateNov 23, 2021
InstrumentR2021-35494
Lender
NameTRUSTCO BANK
TypeBank
Agreement
AmountAmount Recorded

December 2017: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionALBANY NY
Recording DateDec 14, 2017
Property Address7010 SUZANNE LN, SCHENECTADY, NY 12303-5200
Document Number0000000072
Map ReferenceMAP6909
Instrument DateOct 31, 2017
InstrumentR2017-30072
Transaction TypeTransfer
Record UpdatedApr 7, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35 MARKET ST, 35, POUGHKEEPSIE, NY 12601-3214

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 1ST ST, WATERVLIET, NY 12189-3959

Mortgage

Document Number0000000073
DateDec 14, 2017
InstrumentR2017-30073
Lender
NameBALLSTON SPA NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address7010 SUZANNE LN, SCHENECTADY, NY 12303-5200
Document Number0000005787
Instrument DateFeb 27, 2017
Transaction TypeMortgage
Record UpdatedMay 19, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address35 MARKET ST #5TH POUGHKEEPSIE NY 126013214, 5TH, POUGHKEEPSIE, NY 12601-3214

Mortgage

Document Number0000005787
DateMar 6, 2017
Instrument5787
Lender
NameBANK OF GREENE CNTY
TypeBank
AddressCATSKILL, NY 12414
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,227.00 (+12.1%)$209,000 (-) Land $42,000 Building $167,000$278,667 (+13.33%) Land $56,000 Building $222,667
2023$209,000 (-) Land $42,000 Building $167,000$245,882 (+7.06%) Land $49,412 Building $196,470
2022$209,000 Land $42,000 Building $167,000$229,670 Land $46,154 Building $183,516
2021$5,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880

Nearby Properties on Suzanne Ln

Nearby Streets

Search Property Records by Address or Parcel Number