7009 Suzanne Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 7009 Suzanne Ln, Schenectady, NY 12303

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 2,283 sqft · built 1992
Lot Size	0.082 acres (3,582 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Feb 2018)
Tax Bill	$6,804 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`013089 40.05-1-30.1`

Property Details

APN / Parcel Number

Primary APN	`013089 40.05-1-30.1`
Alternative APNs	`308904000500010300010000` `04000500010300010000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,283 sqft Living Area
1st Floor Area	788 sqft
2nd Floor Area	828 sqft
Basement Area	667 sqft
Finished Basement	667 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,582 sqft (0.082 acres)
Lot Dimensions	112 ft deep x 31.8 ft wide
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04000500010300010000
Street Address	7009 SUZANNE LN
City	SCHENECTADY
State	NY
Zip	12303-5231
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TH
Legal Description	CV SEC 3 - LOT 7009
Legal Subdivision	COUNTRY VILLAGE SECTION 3 AMENDED
Legal Block	1
Legal Lot Number	30.001
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1006
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7009 SUZANNE LN, SCHENECTADY, NY 12303-5231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 13, 2018	Warranty Deed, Transfer NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2018 · Amount on Record
Deed Sale	Feb 13, 2018 · Amount on Record
Prior Sale	May 10, 2010 · Amount on Record
Deed Document Number	20183584
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7009 SUZANNE LN, SCHENECTADY, NY 12303-5231
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7009 SUZANNE LN, SCHENECTADY, NY 12303-5231

Mortgage

Document Number	0000001706
Date	Nov 28, 2025
Instrument	R2025-21706

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Feb 13, 2018
Property Address	7009 SUZANNE LN, SCHENECTADY, NY 12303-5231
Document Number	0000003584
Instrument Date	Feb 8, 2018
Instrument	3584
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$780.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6211 MANCHESTER HOUSE #1 ALBANY NY 122034509, 1, ALBANY, NY 12203-4509

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,804.00 (+0.19%)
2025	$6,791.00 (+12.1%)	$229,000 (-) Land $46,000 Building $183,000	$305,333 (+13.33%) Land $61,333 Building $244,000
2023		$229,000 (-) Land $46,000 Building $183,000	$269,412 (+7.06%) Land $54,118 Building $215,294
2022		$229,000 Land $46,000 Building $183,000	$251,648 Land $50,549 Building $201,099
2021	$6,058.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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