7006 Suzanne Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 7006 Suzanne Ln, Schenectady, NY 12303

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,820 sqft · built 1991
Lot Size0.106 acres (4,639 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Apr 2009)
Tax Bill$6,325 (2026)
Deeds & MortgagesDec 2021 Mortgage
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN013089 40.05-1-26.4

Property Details

APN / Parcel Number

Primary APN013089 40.05-1-26.4
Alternative APNs
  • 308904000500010260040000
  • 04000500010260040000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,820 sqft Living Area
1st Floor Area852 sqft
2nd Floor Area308 sqft
Basement Area660 sqft
Finished Basement660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area4,639 sqft (0.106 acres)
Lot Dimensions125 ft deep x 37 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04000500010260040000
Street Address7006 SUZANNE LN
CitySCHENECTADY
StateNY
Zip12303-5200
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTH
Legal DescriptionCV SEC 3 - LOT 7006
Legal SubdivisionCOUNTRY VILLAGE SECTION 3 AMENDED
Legal Block1
Legal Lot Number26.004
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group1
Census Block1005
Census Tract14617

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7006 SUZANNE LN, SCHENECTADY, NY 12303-5200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS BANK NA
Dec 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
May 29, 2019Grant Deed, Transfer · Conventional with PMI
TRUSTCO BK
Dec 13, 2017Warranty Deed, Transfer · FHA Mortgage
HOMESTEAD FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2009 · Amount on Record
Deed SaleApr 28, 2009 · Amount on Record
Prior SaleFeb 2, 2009 · Amount on Record
Deed Document Number200910398718
Deed Book / Page2947 / 1104
Prior Transfer DateJan 29, 2009
Prior Transfer Doc0010346792
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address7006 SUZANNE LN, SCHENECTADY, NY 12303-5200
Transaction TypeMortgage
Record UpdatedMay 26, 2022
Title CompanyQUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address7006 SUZANNE LN, SCHENECTADY, NY 12303-5200

Mortgage

Document Number0000008679
DateDec 21, 2021
InstrumentR2021-38679
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address7006 SUZANNE LN, SCHENECTADY, NY 12303-5200
Transaction TypeMortgage
Record UpdatedMay 26, 2022
Title CompanyQUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address7006 SUZANNE LN, SCHENECTADY, NY 12303-5200

Mortgage

Document Number0000008678
DateDec 21, 2021
InstrumentR2021-38678
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBANY NY
Recording DateMay 29, 2019
Property Address7006 SUZANNE LN, SCHENECTADY, NY 12303-5200
Document Number0000010242
Instrument DateMay 23, 2019
Instrument10242
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 WINDY BROOK DR #2B GUILDERLAND NY 12084, 2B, GUILDERLAND, NY 12084

Mortgage

Document Number10243
DateMay 29, 2019
Instrument10243
Lender
NameTRUSTCO BK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term300 Months
DueMay 28, 2044

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateDec 13, 2017
Property Address7006 SUZANNE LN, SCHENECTADY, NY 12303-5200
Document Number0000029992
Instrument DateNov 29, 2017
Instrument29992
Transaction TypeTransfer
Record UpdatedFeb 1, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$896.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 COLONIAL WOODS LN #2B GUILDERLAND NY 120843601, 2B, GUILDERLAND, NY 12084-3601

Mortgage

Document Number29993
DateDec 13, 2017
Instrument29993
Lender
NameHOMESTEAD FNDG
TypeFunding / Finance Company
AddressALBANY, NY 12205
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 12, 2047

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,325.00 (+0.21%)
2025$6,312.00 (+12.11%)$212,000 (-) Land $42,000 Building $170,000$282,667 (+13.33%) Land $56,000 Building $226,667
2023$212,000 (-) Land $42,000 Building $170,000$249,412 (+7.06%) Land $49,412 Building $200,000
2022$212,000 Land $42,000 Building $170,000$232,967 Land $46,154 Building $186,813
2021$5,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880

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