Cherokee County property record for 701 McSpadden Cir, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 736 sqft · built 1945 |
| Lot Size | 0.469 acres (20,423 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Apr 2025) |
| Tax Bill | $829 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-05-21-1-006-021.000 |
| Primary APN | 13-14-05-21-1-006-021.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 736 sqft Living Area |
| 1st Floor Area | 736 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,423 sqft (0.469 acres) |
| Porch | Patio |
| Porch Area | 112 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 220719 |
|---|---|
| Street Address | 701 MCSPADDEN CIR |
| City | CENTRE |
| State | AL |
| Zip | 35960-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9 THRU 11, BLK 4, MCSPADDEN HGTS SD, PB 4 PG 5 AND S/2OF A 12'ALLEY LYING NE OF SD LOTS 9 THRU 11 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 21 |
| Legal Subdivision | MCSPADDEN HGTS |
| Legal Block | 4 |
| Legal Lot Number | 9-11 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 955900 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 504 MARY ST, CENTRE, AL 35960-2029 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2025 · Amount on Record |
| Deed Sale | Apr 28, 2025 · Amount on Record |
| Prior Sale | Oct 11, 2004 |
| Deed Document Number | 2025238442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 701 MCSPADDEN CIR, CENTRE, AL 35960-1824 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 701 MCSPADDEN CIR, CENTRE, AL 35960-1824 |
| Document Number | 0000241498 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 241498 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $829.00 (+24.66%) | ||
| 2025 | $665.00 (-50.04%) | $14,160 (+187.8%) Land $880 Building $13,280 | $141,600 (-) Land $8,800 Building $132,800 |
| 2024 | $1,331.00 (+110.94%) | $4,920 (-68.74%) Land $1,760 Building $3,160 | $141,600 (-) Land $8,800 Building $132,800 |
| 2023 | $631.00 Additional exemption filed | $15,740 (+25.12%) | $141,600 (-) Land $8,800 Building $132,800 |
| 2022 | $631.00 Additional exemption filed | $12,580 Land $880 Building $11,700 | $141,600 Land $8,800 Building $132,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 73% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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