Cherokee County property record for 675 McSpadden Cir, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,005 sqft · built 1960 |
| Lot Size | 0.522 acres (22,720 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $193,500 (Feb 2026) |
| Tax Bill | $809 (2026) |
| Deeds & Mortgages | Feb 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-05-21-1-006-022.000 |
| Primary APN | 13-14-05-21-1-006-022.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 3,005 sqft Living Area |
| 1st Floor Area | 3,005 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,720 sqft (0.522 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 354 sqft |
| Account Number | 207111 |
|---|---|
| Street Address | 675 MCSPADDEN CIR |
| City | CENTRE |
| State | AL |
| Zip | 35960-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 6 THRU 8, BLOCK 4, MCSPADDEN HGTS S/D PB 4/5 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 21 |
| Legal Subdivision | MCSPADDEN HGTS |
| Legal Block | 4 |
| Legal Lot Number | 6-8 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 955900 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 675 MCSPADDEN CIR, CENTRE, AL 35960-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2026 · Amount on Record |
| Deed Sale | Feb 20, 2026 · Amount on Record |
| Deed Document Number | 2026242525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Feb 20, 2026 |
| Property Address | 675 MCSPADDEN CIR, CENTRE, AL 35960-1823 |
| Document Number | 0000242525 |
| Map Reference | MB 4 PG 5 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 242525 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 675 MCSPADDEN CIR, CENTRE, AL 35960-1823 |
| Name | Verified Name |
|---|---|
| Address | 675 MCSPADDEN CIR, CENTRE, AL 35960-1823 |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $809.00 (+7.15%) | ||
| 2025 | $755.00 | $19,320 (-) Land $880 Building $18,440 | $193,200 (-) Land $8,800 Building $184,400 |
| 2024 | $755.00 Additional exemption filed | $19,320 (-) Land $880 Building $18,440 | $193,200 (-) Land $8,800 Building $184,400 |
| 2023 | $755.00 Additional exemption filed | $19,320 (-) | $193,200 (-) Land $8,800 Building $184,400 |
| 2022 | $755.00 Additional exemption filed | $19,320 Land $880 Building $18,440 | $193,200 Land $8,800 Building $184,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 48% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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