Cherokee County property record for 501 McSpadden Cir, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,530 sqft · built 1960 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,000 (May 2026) |
| Tax Bill | $1,265 (2026) |
| Deeds & Mortgages | May 2026 Sale Jan 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-05-22-2-004-029.000 |
| Primary APN | 13-14-05-22-2-004-029.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| 1st Floor Area | 1,530 sqft |
| Basement Area | 1,530 sqft |
| Unfinished Basement | 1,530 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 80 sqft |
| Account Number | 21110 |
|---|---|
| Street Address | 501 MCSPADDEN CIR |
| City | CENTRE |
| State | AL |
| Zip | 35960-1821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF LOT 62, TOWN OF CENTRE, PB 3/1 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 22 |
| Legal Subdivision | TOWN OF CENTRE - ORIGINAL |
| Legal Lot Number | 62 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 955900 |
501 McSpadden Cir is owned by an individual who bought it in May 2026.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 SHADY LN, CENTRE, AL 35960-2501 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 6, 2026 | Deed of Trust, Mortgage · Line of Credit UNION STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on File |
| Deed Sale | May 14, 2026 · Amount on File |
| Prior Sale | Apr 2, 2025 · Amount on File |
| Deed Document Number | 2026243764 |
| Prior Transfer Date | Mar 31, 2025 |
| Prior Transfer Doc | 0000238112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | May 14, 2026 |
| Property Address | 501 MCSPADDEN CIR, CENTRE, AL 35960-1821 |
| Document Number | 0000243764 |
| Instrument Date | May 13, 2026 |
| Instrument | 2026.243764 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $202.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 SHADY LN, CENTRE, AL 35960-2501 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 501 MCSPADDEN CIR, CENTRE, AL 35960-1821 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 301 MCSPADDIN CIRCLE, CENTRE, AL 35960 |
| Document Number | 0000241911 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 241911 |
| Name | UNION STATE BANK |
|---|---|
| Type | Bank |
| Address | CROPWELL, AL 35054 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 10, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 501 McSpadden Cir was $1,265, up 32.2% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,265.00 (+32.18%) | ||
| 2025 | $957.00 | $20,380 (-) Land $1,100 Building $19,280 | $101,900 (-) Land $5,500 Building $96,400 |
| 2024 | $957.00 (+0.1%) | $20,380 (+0.1%) Land $1,100 Building $19,280 | $101,900 (+0.1%) Land $5,500 Building $96,400 |
| 2023 | $956.00 | $20,360 (-) | $101,800 (-) Land $5,400 Building $96,400 |
| 2022 | $956.00 | $20,360 Land $1,080 Building $19,280 | $101,800 Land $5,400 Building $96,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 501 McSpadden Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 501 McSpadden Cir is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 68% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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