Cook County property record for 701 Luda St, Elgin, IL 60120 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,065 sqft · built 1959 |
| Lot Size | 0.185 acres (8,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Oct 2023) |
| Tax Bill | $6,908 (2023) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-06-108-004 |
| Primary APN | 06-06-108-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,065 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,040 sqft (0.185 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 701 LUDA ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (BLACKHAWK)(MANOR) SUB PT OF SECS 6 & 7 SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | BLACKHAWK MANOR |
| Legal Lot Number | 22 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 804313 |
Source: Cook County records · APN 06-06-108-004
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2030 STANLEY CT, SCHAUMBURG, IL 60194-2242 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Oct 05, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 17, 2018 | Warranty Deed, Transfer · FHA Mortgage EAGLE HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2023 · Amount on Record |
| Deed Sale | Oct 05, 2023 · Amount on Record |
| Prior Sale | Jan 17, 2018 · Amount on Record |
| Deed Document Number | 202329181 |
| Prior Transfer Date | Apr 24, 2007 |
| Prior Transfer Doc | 0000056041 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 05, 2023 |
| Property Address | 701 LUDA ST, ELGIN, IL 60120-2514 |
| Document Number | 0027829181 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 2327829181 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 701 LUDA ST, ELGIN, IL 60120-2514 |
| Document Number | 0027829182 |
|---|---|
| Date | Oct 05, 2023 |
| Instrument | 2327829182 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Number | 0027829183 |
|---|---|
| Date | Oct 05, 2023 |
| Instrument | 2327829183 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 701 LUDA ST, ELGIN, IL 60120-2514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2023 |
| Name | Verified Name |
|---|---|
| Address | 701 LUDA ST, ELGIN, IL 60120-2514 |
| Document Number | 0001845157 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 2301845157 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Feb 01, 2063 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 17, 2018 |
| Property Address | 701 LUDA ST, ELGIN, IL 60120-2514 |
| Document Number | 1801746273 |
| Instrument Date | Jan 09, 2018 |
| Instrument | 1746273 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 S WOAN AVE ELGIN IL 60120, ELGIN, IL 60120 |
| Document Number | 1801746274 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | 1746274 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.37% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,000 (+20.83%) Land $5,628 Building $23,372 | $290,000 (+20.83%) Land $56,280 Building $233,720 | |
| 2023 | $6,908.00 (+2.9%) | ||
| 2022 | $6,713.00 (+24.96%) | $24,000 (+53.93%) Land $5,226 Building $18,774 | $240,000 (+53.93%) Land $52,260 Building $187,740 |
| 2021 | $5,372.00 | $15,591 Land $4,221 Building $11,370 | $155,910 Land $42,210 Building $113,700 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 616 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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